Apply for a Business Loan Against Property Today!
Get competitive rates and flexible terms by leveraging your property. Whether you need a business loan against property for expansion or a mortgage loan against property to meet personal financial goals, our expert team is here to help you secure the funds you need quickly and safely.
- 25 Banks
- 20 NBFC
What is a Business Loan Against Property?
A loan against property is a secured financing option where you pledge your residential or commercial property as collateral to obtain funds. In this context, our solution is tailored for a business loan against property, which is designed specifically for entrepreneurs and business owners. By choosing this financing method, you gain access to a significant sum of money at lower interest rates compared to unsecured loans.
This page covers all types of property-based financing—from a mortgage loan against property to a secured loan against property. If you’re considering a loan against property for business or need finance against property to expand operations, our comprehensive solution meets your needs. For those located in the city, we even offer options like a property mortgage loan in kolkata and loan against property private finance in kolkata to cater to your local market.
Who Can Apply?
Our property-based financing options are available to a broad range of applicants. If you own a residential or commercial property, you might be eligible. We cater to:
Business Owners & Entrepreneurs: Especially those seeking a business loan against property to fund expansion, upgrade operations, or manage cash flow.
Salaried Professionals: Individuals who want to convert their property value into funds for personal use.
Investors: Those who wish to leverage real estate assets without having to sell them.
Self‑Employed Individuals: Professionals in various sectors who need reliable funding solutions.
Key Features of Our Loan Against Property Solutions
Choosing our service means you get an all‑in‑one solution for your property financing needs. Here are the core features that set us apart:
- Lowest Interest Rates for Lap loan: Our bank loan against property options offer attractive rates that help reduce your overall repayment burden.
- High Loan Amounts: Depending on the market value of your property, you can avail a substantial sum—ideal if you are looking for a business loan against property.
- Flexible Repayment Tenures: Customize your repayment period, whether you need a short‑term fix or a long‑term solution.
- Fast & Efficient Processing: With streamlined procedures, our od loan against property and other related loans are processed quickly.
- Multiple Financing Options: From mortgage loan against property to secured loan against property, we provide diverse financing avenues.
- Maded for Business: Our product lineup includes specialized options such as loan against property for business.
Get your Loan in 4 easy steps
We have simplified the process into four easy steps, so you can get started on your business loan against property journey without delay:
Initiate Your Application
Contact us by filling out our online form.
Submit Required Documents
Gather and submit all necessary documentation.
Get Approval
Our experts review your application and assess your eligibility.
Disbursement of Funds
After accepting the loan offer and get funds.
Documents Required for Loan Against Property:
A smooth application process requires a clear list of documents. Ensure you have the following ready before applying:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- Deed
- Mother Deed
- Khazna
- Porcha
- Sanction Plan
- Tax Bill
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
Having all these documents prepared can expedite your application for any type of loan against property, whether you need a mortgage loan against property or seek loan against property private finance in kolkata.
Our Happy Clients
Our Trusted Lending Partners
We partner with some of the top banks and financial institutions to offer you the best deals:
- SBI: Offering reliable bank loan against property options.
- HDFC Bank: Known for their competitive mortgage loan against property rates.
- ICICI Bank: A preferred partner for both secured loan against property and business loan against property.
- Axis Bank: Trusted for their streamlined processing and flexible repayment plans.
- Local Partners in Kolkata: Specializing in property mortgage loan in kolkata and loan against property private finance in kolkata.
FAQ
Solve your doubts with these Frequently Asked Questions that our clients asked.
A business loan against property is a secured loan that allows business owners to pledge their property as collateral. It offers competitive interest rates and higher loan amounts compared to unsecured loans, making it an ideal choice for funding business growth.
In a mortgage loan against property, you provide your property as collateral to obtain a loan. This not only secures the lender but also enables you to receive funds at lower interest rates. It is a preferred option if you are considering a business loan against property or require finance against property for expansion.
A secured loan against property requires collateral and typically offers lower interest rates. An od loan against property (overdraft facility) allows you to withdraw funds as needed, up to a predetermined limit. Both options are available based on your needs and financial situation.
Yes, some banks offer options even if you have limited income proof. However, a clear property title and a decent credit history are essential. For instance, many choose a loan against property for business when traditional income proofs are challenging.
Absolutely. We offer tailored services like a property mortgage loan in kolkata and loan against property private finance in kolkata to cater to local businesses and property owners who need specialized support.
Generally, you’ll need KYC documents, property papers, financial statements, and income proof. The exact list may vary depending on whether you’re applying for a business loan against property or another variant like a mortgage loan against property.
Generally, you’ll need KYC documents, property papers, financial statements, and income proof. The exact list may vary depending on whether you’re applying for a business loan against property or another variant like a mortgage loan against property.
Our streamlined process ensures that once you submit all necessary documentation, your loan can be approved in as little as 7–10 working days. Fast disbursement is one of our key promises for every secured loan against property.
Yes, prepayment options are available. However, terms vary based on whether it’s a standard bank loan against property or another product. We advise reviewing your loan agreement for details.
What We Do
At CreditCares, we are your trusted loan against property DSA, dedicated to simplifying property-based financing. Our experienced team acts as a reliable DSA for loan against property, guiding you through every step of the process—from assessing your property’s value to securing the best rates from top lenders. As a premier DSA loan against property, we ensure that our clients receive competitive offers and a seamless application experience.
We take pride in our role as a leading loan against property DSA by offering expert advice and personalized support. Whether you’re looking to fund business expansion or meet personal financial needs, our team excels as a dedicated DSA for loan against property. Trust CreditCares as your preferred DSA loan against property partner and experience a hassle-free process that transforms your property into a valuable financial asset.
