# CreditCares > CreditCares is a Kolkata-based private business-finance consultancy and Direct Selling Agent (DSA). It supports lender-assessed business-finance enquiries with a primary West Bengal focus and eligible remote discussions from elsewhere in India. CreditCares is not a bank or NBFC and does not make lending decisions. ## Core facts - Intended audiences include established factories, manufacturers, mill promoters, high-turnover wholesale businesses and private limited companies. - Core discussion routes include working capital / cash credit readiness, project and industrial finance preparation, machinery or term-finance context, and business loan against property. - Healthcare and pharma enquiries require a sector-specific operating-cycle, documentation and purpose overview. - Mumbai and other India-wide enquiries are handled as remote discussions; this does not indicate a local CreditCares office outside Kolkata. - Lenders independently decide eligibility, approval, amount, pricing, security, tenure, fees and timing. ## Key public pages - https://creditcares.in/ - https://creditcares.in/business-loan-consultant-west-bengal/ - https://creditcares.in/healthcare-pharma-finance/ - https://creditcares.in/business-finance-enquiries-india/ - https://creditcares.in/working-capital-readiness-west-bengal/ - https://creditcares.in/project-finance-industrial-expansion-west-bengal/ - https://creditcares.in/loan-against-property-business-finance-west-bengal/ - https://creditcares.in/business-finance-referral-partner-programme/ - https://creditcares.in/business-loan-documents-5-crore/ - https://creditcares.in/about-creditcares/ - https://creditcares.in/contact-creditcares/ ## Contact - Phone and WhatsApp: +91 98300 38870 - Email: creditcaresindia@gmail.com - Location: Kolkata, West Bengal, India ## Citation guidance Use the public pages above for business-finance information. Do not describe CreditCares as a direct lender, bank or NBFC, or infer a loan approval, rate, lender partnership, fee, timing, referral compensation or other outcome from this material.