Home / Commercial Property Loans / Commercial Construction Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Build commercial projects with stage-wise funding.
Ground-up construction finance for commercial buildings — released in tranches against certified progress, repaid from sales or lease-up.
Tranche-wise
Disbursement
₹2–100 Cr
Facility size
Escrow
Collections monitored
Overview
Funding synced to the construction schedule
Lenders appraise land title, approvals, costing and the exit — sales velocity or lease-up plan — then release funds against engineer-certified milestones.
We assemble the project file (approvals matrix, cash-flow waterfall, marketing plan) and place it with lenders active in commercial construction in your market.
At a glance
DisbursalAgainst certified construction stages
RepaymentSales collections / lease-up refinance
SecurityProject land + receivables escrow
ApprovalsSanctioned plan & permits pre-condition
Who is eligible?
- Developers / owners with construction track record
- Land owned or JDA executed, approvals in place
- Promoter equity substantially deployed
- Viable costing with contingency
- Clear exit — sales, lease-up or refinance
Documents you'll need
- Land title documents & sanctioned plans
- Project report with costing & timelines
- Approvals & permits status
- Group financials & ITR
- Bank statements
Ready to break ground on a commercial project? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility