Home / Healthcare Loans / Diagnostic Centre & Lab
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Set up or scale a diagnostic centre.
End-to-end funding for pathology labs and imaging centres — fit-out, equipment and working capital in one structure.
₹25 L–25 Cr
Project size
Composite
Fit-out + equipment + WC
5–10 yrs
Tenure
Overview
One structure for fit-out, machines and float
A diagnostic project mixes civil fit-out, imported analysers and receivables float from B2B and insurance work. Funding each from the right pocket — term loan, equipment loan, WC limit — keeps the cost of capital down.
NABL accreditation plans and B2B tie-ups strengthen the file materially; we present them the way credit teams weigh them.
At a glance
ComponentsFit-out, analysers, imaging, WC
Funding mixTerm + equipment + working capital
AccreditationNABL path strengthens the file
RepaymentTest volumes & B2B receivables
Who is eligible?
- Pathologists, radiologists or entrepreneur-run chains
- Qualified signatory doctors on board
- Site secured with lease / ownership
- Volume projections from catchment / tie-ups
- Promoter margin of 15–25%
Documents you'll need
- Project report with volume projections
- Equipment quotations
- Site lease / ownership papers
- Promoter financials & ITR
- Signatory doctor registrations
Opening or expanding a lab? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility