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Business Loan EMI Calculator
Instantly calculate your monthly EMI, total interest payable, and view a complete amortization schedule for any loan amount.
Loan Amount
₹50 Lakh
₹1 Lakh₹5 Crore
₹25L
₹50L
₹1 Cr
₹2.5 Cr
₹5 Cr
Interest Rate (p.a.)
16%
12%24%
12%
14%
16%
18%
20%
Loan Tenure
3 Yrs
1 Yr5 Yrs
1 Yr
2 Yrs
3 Yrs
4 Yrs
5 Yrs
Your EMI Breakdown
Monthly EMI Amount
₹175,831
for 36 months
Principal
₹5,000,000
Total Interest
₹1,329,916
Total Payment
₹6,329,916
Interest
21.0%
Principal
Interest
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Amortization Schedule
Month-by-month breakdown of your loan repayments
| # | EMI | Principal | Interest | Balance |
|---|
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How EMI is Calculated
EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ – 1) — where P = Principal, r = monthly rate, n = months. Our calculator applies this formula live as you adjust sliders.
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Tips to Reduce EMI
Make a larger down payment, negotiate a lower interest rate, or extend the loan tenure. Even a 1% rate reduction can save lakhs over the full loan period.
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Check Your Eligibility
Once you know your ideal EMI, use our eligibility checker to see how much loan you can qualify for based on your turnover, CIBIL score, and business vintage.