What is the minimum CIBIL score required for a business loan?

Generally, a CIBIL score of 650 and above is preferred by most banks and NBFCs for unsecured business loans. However, if you are applying for a secured loan (like a Loan Against Property), some lenders may be flexible with a slightly lower score depending on the collateral value.

How long does it take to get a loan disbursed?

With CreditCares, unsecured business loans and professional loans (like Doctor Loans) can be disbursed in as little as 3 to 7 working days. Secured loans involving property valuation and legal checks typically take 10 to 15 working days.

Do you charge any upfront advisory fees?

No, CreditCares does not charge any upfront advisory fees. We map your profile to the right lenders, prepare a bank-ready file, and coordinate until disbursal at absolutely no upfront cost to you.

Which banks and NBFCs do you partner with?

We have an extensive network of over 80+ top-tier lending partners across India, including leading private banks, nationalized banks, and premier Non-Banking Financial Companies (NBFCs), ensuring you get the best possible interest rates.

What types of collateral do you accept for secured loans?

Our partner lenders accept a wide variety of collateral, including residential properties, commercial offices, retail shops, industrial land, and even specialized assets like medical equipment or heavy machinery.

Loan Against Property, Doctor, Hospital & MSME Loan Specialists

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