Home / Healthcare Loans / Healthcare Startup Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
First-clinic funding for practising professionals.
Setup finance for your first clinic, lab or day-care centre — combining professional loans, equipment finance and scheme-backed credit.
₹10 L–2 Cr
Setup budgets funded
Degree + plan
What lenders underwrite
Scheme-backed
CGTMSE / Mudra options
Overview
No vintage? Your qualification is the vintage
First ventures lack financial history, so lenders underwrite the professional: degree, registration, employment record and a specific, numbers-driven business plan for the new practice.
We blend the stack — unsecured professional loan for fit-out, equipment loan for machines, CGTMSE-backed working capital — so no single lender carries the whole first-venture risk.
At a glance
BorrowersDoctors, dentists, pathologists, physios
StackProfessional + equipment + scheme WC
PlanCatchment & revenue model required
CollateralLargely collateral-free structures
Who is eligible?
- Registered healthcare professional with recognised degree
- Employment / practice record post-qualification
- Site identified with lease or purchase plan
- Specific business plan with revenue math
- Clean personal credit history
Documents you'll need
- Degree & council registration
- Employment / practice proof
- Business plan with projections
- Site lease / agreement
- Personal ITR & bank statements
Opening your first practice? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility