Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
One portal for 13+ credit schemes.
JanSamarth is the Government of India's unified portal for credit-linked schemes — education, agri-infrastructure, business and livelihood loans, checked and applied for in one place.
Stop guessing which scheme fits
The portal runs an eligibility check across all integrated schemes — Mudra, PMEGP, Stand-Up India, PM SVANidhi and more — then routes your digital application to the lender you pick, with status tracking built in.
We use JanSamarth as the front door and handle what it can't: preparing the project report, fixing document mismatches, and following the file through the branch after in-principle approval.
Who is eligible?
- Depends on the underlying scheme — we map you to the right one
- Business schemes: non-corporate MSMEs, new & existing
- Aadhaar-linked mobile for e-KYC
- Scheme-specific caps on loan amount and activity
- No active default with any lender
Documents you'll need
- Aadhaar & PAN
- Udyam registration for business schemes
- Bank statements & ITR as per scheme
- Project report for larger tickets
- Category certificates where subsidy rates differ
Not sure which government scheme fits your business? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility