Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Convert future rentals into capital today.
LRD raises a lump sum against the contracted lease rentals of your tenanted commercial property — repaid directly from the rent through an escrow account.
Your tenant's covenant is your credit
Lenders discount the future rent receivable from quality tenants and advance it upfront. The stronger the tenant and the longer the registered lease, the better the amount and pricing.
Rentals flow into an escrow that services the EMI; any surplus comes to you. LRD pricing is typically sharper than plain LAP because repayment is contractually visible.
Who is eligible?
- Owner of leased commercial property with registered lease deed
- Reputed tenants — corporates, banks, retail chains
- Reasonable residual lease tenure with lock-in
- Clear, marketable property title
- Rentals banked through traceable channels
Documents you'll need
- Registered lease deed(s) and rent schedule
- Property title chain & sanctioned plan
- 12 months' rent credit bank statements
- Owner KYC & entity financials
- Property tax receipts
Own tenanted commercial property? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility