Partner with Creditcares
Loan Partnership Program
Refer Clients, Earn High Payouts on Every Disbursed Loan
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Earn up to 1% payout on every disbursed loan amount -
Access 50+ bank and NBFC partners — maximum approvals for your clients -
Zero registration fees — completely free to join -
Transparent payouts credited within 7 working days of disbursal
Secure & Compliant
Fast Disbursal in 5–7 Days
No Hidden Charges
50,000+ Happy Borrowers
Become a Creditcares Loan Partner!
Fill in your details below. Our partner onboarding team will contact you within 24 hours.
Key Benefits of the Creditcares Loan Partnership Program
Earn competitive payouts of 0.25%–1% on every disbursed loan — with no upper cap on monthly earnings.
Access 50+ top-rated banks and NBFCs through one platform — maximise your clients’ approval chances.
Get a dedicated relationship manager, free product training, and real-time referral tracking.
Payouts processed with full transparency — no hidden deductions, no delays, credited directly to your account.
About the Program
What is the Creditcares Loan Partnership Program?
The Creditcares Loan Partnership Program is a commission-based referral arrangement where individuals or businesses introduce loan applicants to Creditcares — and earn a percentage of the disbursed loan amount as a payout on every successful case.
As a Direct Selling Agent (DSA) or Loan Connector Partner with Creditcares, you act as a trusted bridge between borrowers seeking Mortgage Loans, Loan Against Property, or Business Loans — and our curated network of 50+ banks and NBFCs across India.
You do not lend money, manage credit risk, or require any capital of your own. Your role is simply to connect creditworthy borrowers with the right loan product — we handle all processing, lender coordination, approval, and disbursal. Founded in 2012, Creditcares has processed thousands of loans across India and is trusted by 500+ active loan partners nationwide.
Individual / Freelance Partners
Businesses & Firms
Borrow money based on the raw materials and finished goods sitting in your warehouse. The bank evaluates your stock regularly to adjust the amount of money you can withdraw at any given time.
Borrow money against the unpaid invoices from your customers. This helps you get cash immediately to pay your own bills without waiting weeks or months for your clients to clear their dues.
Who can apply
Who Can Join the Creditcares Loan Partnership Program?
The Creditcares Loan Partnership Program is open to a wide range of individuals and businesses across India. If you have a professional network and the drive to connect borrowers with the right lenders — you qualify. No prior banking experience required.
Chartered Accountants & Financial Advisors
You already understand your clients’ finances better than anyone. Refer creditworthy clients for Loan Against Property or Business Loans — and convert your financial expertise into a steady, high-value payout income.
Buy raw materials and pay workers without waiting for your finished goods to sell.
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Manage the cash gap between buying stock from manufacturers and getting paid by local retailers.
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Fund your domestic operations while waiting for international shipments and payments to clear.
Service Providers with Inventory:
Businesses that need to hold spare parts or physical materials to deliver their services.
Partner Eligibility Overview
You do not need prior banking experience to join us. We look for individuals and business owners who have a strong network and the motivation to connect borrowers with the right financial solutions.
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How the Partnership Works
Working with us is direct and clear. You introduce us to people who need loans, and our team handles the bank follow-ups and paperwork. We keep you updated from the first call to the final approval, making sure you get paid for your referrals without any hassle.
Step 1 — Join Our Network
Talk to our Fill out our form to register as a partner. There are no joining fees or hidden charges to start working with us.about your business turnover, stock value, and cash flow needs.
Step 2 — Refer Clients
Share the contact details of people or businesses looking for property loans or business funding.
Step 3 — We Check the Profile
Our team talks to your client, reviews their documents, and finds the right fit from our network of banks.
Step 4 — Application Processing
We submit the application to the chosen bank and manage all the daily communication and follow-ups.
Step 5 — Loan Approval
The bank reviews the documents and approves the loan. We notify you as soon as the file clears.
Step 6 — Get Your Payout
After the bank transfers the loan amount to your client, we send your commission directly to your bank account.
Our Trusted Bank & NBFC Partners
We work with India’s most reputed financial institutions to bring you fair deals:
State Bank of india
Bank of Baroda
Punjab National Bank
Canara Bank
Union Bank of India
Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IndusInd Bank
Yes Bank
Bajaj Finserv
LIC Housing Finance
Tata Capital
Piramal Finance
Muthoot Finance
Aditya Birla Capital
State Bank of india
Bank of Baroda
Punjab National Bank
Canara Bank
Union Bank of India
Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IndusInd Bank
Yes Bank
Bajaj Finserv
LIC Housing Finance
Tata Capital
Piramal Finance
Muthoot Finance
Aditya Birla Capital
Disclaimer: Whether you want an SBI cash credit limit or a private bank facility with quick processing, Creditcares gives you a single place to compare and apply. Our partnerships mean quick processing and fair interest rates for your business.
What You Get As A Loan Partner
We handle the heavy lifting so you can focus on finding clients. Here is what you can expect when you join our referral network.
Buying Raw Materials
Get the funds needed to purchase materials to keep your production line active.
Multiple Bank Options
Connect clients with over 50 banks and NBFCs to find the right match.
Paying Suppliers
Clear your vendor bills on time to maintain good relationships and get cash discounts.
Managing Overhead Costs
Pay rent, utility bills, and daily operating expenses without delay.
Handling Wage Payments
Pay your employees on time even if your customer payments are late.
Bridging Cash Gaps
Cover the waiting period between sending an invoice to a client and receiving the money.
Frequently Asked Questions — Loan Partnership
Find clear answers to common questions about our referral program. Read below to learn how payouts work, who can join, and what support you receive when you refer clients to us.
Q1. Do I need prior banking experience to join?
A: No, you do not need banking experience. This program is open to anyone with a strong network, including accountants, real estate agents, and business owners who know people looking for loans.
Q2. Is there any fee to register as a partner?
A: No. Joining our network is completely free. We do not ask for any registration fees, deposits, or hidden charges to start working with us.
Q3. How and when do I receive my payout?
A: You earn a percentage of the total loan amount once the bank transfers the money to your client. We send your commission directly to your bank account right after the final disbursal.
Q4. What types of loans can I refer clients for?
A: You can bring us clients who need property loans or business funding. Because we work with over 50 banks and NBFCs, we can usually find a match for most borrower profiles.