Home / Healthcare Loans / Medical Equipment Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Fund MRI, CT & cath labs.
Finance high-value diagnostic and treatment equipment — with the machine as security and repayment matched to its earning life.
Up to 100%
Of equipment cost
3–7 yrs
Tenure
New & refurbished
Both financed
Overview
The machine's throughput services the loan
Equipment lenders underwrite scan volumes and per-test realisation — an MRI in a good catchment can service its own EMI. Up to 100% funding is available for strong profiles, including on refurbished machines with OEM certification.
We negotiate across banks, NBFCs and OEM-financing arms so the equipment quote and the money land together.
At a glance
EquipmentMRI, CT, cath lab, dialysis, OT gear
Funding85–100% of invoice
SecurityHypothecation of equipment
RefurbishedFinanceable with OEM certification
Who is eligible?
- Hospitals, diagnostic centres, practising specialists
- Catchment supporting projected volumes
- 2+ years' operations preferred
- Regulatory approvals (AERB for radiology)
- Clean credit history
Documents you'll need
- Proforma invoice of equipment
- AERB / regulatory approvals as applicable
- 2–3 years' financials & ITR
- Bank statements
- Practice / entity KYC
Adding imaging or treatment capacity? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility