Boost Cash Flow with MSME Financing

Choose from multiple financing products tailored for MSMEs, offering an additional line of credit to meet your business needs, supporting both payments and collections.

  • Loans Upto 50Cr
  • Full Document Assistance
  • Access to 50+ lending partners
  • ⁠Dedicated relationship managers

Get in touch with us

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MSME Financing Solutions to bridge cash flow gaps and support business operations.

 

Purchase Invoice Discounting (PID)

Second line of credit for vendor payments

A unique product to support regular business payments for MSMEs, offering an additional line of credit for vendor payments.


  • Credit line up to ₹8 Cr
  • Credit period up to 90 days
  • Interest charged on Utilization
  • Pay as you use

 

Sales Invoice Discounting (SID)

Revolving credit facility to finance sales invoices

Get instant funds against your sales with a line of credit based on your invoices.


  • Credit line up to ₹5 Cr
  • Buyer acceptance required
  • Credit period up to 120 days
  • Pay as you use

 

Factoring

Get funds from receivables

Liberate funds currently immobilized within your outstanding receivables.


  • Liquidity on Receivables
  • Unsecured facility
  • Competitive Pricing

 

Business Loan & Term Loan

Growth capital for your business

Financial solutions to support your business’s growth, expansion, and working capital requirements.


  • Upto 75 lakhs
  • EMI based
  • Unsecured loans

Why Choose Us

Why Choose Creditcares for MSME Financing?

We understand that steady cash flow is the backbone of any growing business. Our financing options are built to help you manage daily operations and bridge payment gaps without the stress of long waiting periods.

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Our Working Method

4 Steps to Secure Your Funding

 

Consult & Apply

Connect with our experts to discuss your business needs and check your eligibility.

 

Document Submission

Share your basic business and financial papers for a quick review by our team.

 

Bank Verification

We coordinate with our 50+ banking partners to find the lowest interest rates for you.

 

Funds Disbursal

Once approved, the funds are sent directly to your business account to use immediately.

Testimonial

What Our Clients Say

We understand that steady cash flow is the backbone of any growing business. Our financing options are built to help you manage daily operations and bridge payment gaps without the stress of long waiting periods

Amit Kumar
Amit Kumar
Founder
Metro Textiles

“Creditcares understood our immediate working capital needs. Their tailored Invoice Discounting facility helped us secure a major contract without worrying about our vendor payments.”

Sunita Rao,
Sunita Rao,
Director
Precision Engineering

“Finding the right financial partner was tough, but Creditcares made it easy. Their quick and transparent process for our term loan allowed us to expand our production line significantly.”

Rajesh Varma
Rajesh Varma
Owner
Interio world

  • “We needed to upgrade our workshop with new CNC machines to handle larger export orders. Creditcares helped us secure a Machinery Loan with a very low interest rate and minimal paperwork. Their team stayed with us from application to disbursal. Highly recommended for any small industry owner.”

Priti Sharma
Priti Sharma
Managing Director
Blue Sky Logistics

“Managing fuel and maintenance costs while waiting for client payments was a big challenge for our transport business. The experts at Creditcares set up a flexible working capital limit for us. Now, we have the liquidity to grow our fleet without any financial stress. Truly a reliable partner for MSMEs.”

 

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