Home / Commercial Property Loans / Office Space Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Own the office your business works from.
Purchase or expand office premises — for your own operations or as a rental investment — with funding up to 70% of the value.
Up to 70%
Funding
Up to 15 yrs
Tenure
Self-use & investment
Both financed
Overview
Turn rent into equity
For an operating business, an office purchase converts a rent expense into an appreciating asset — and lenders read owned premises as stability.
Grade-A buildings with OC and society formation are the easiest files; we pre-screen the building's paperwork before you negotiate the deal.
At a glance
FundingUp to 70% of agreement / valuation
TenureUp to 15 years
Best filesOC-complete, Grade-A buildings
InvestorsRental yield supports eligibility
Who is eligible?
- Businesses & professionals with 3 years' track record
- Building with occupancy certificate
- 30% margin available
- EMI within income norms
- Clean credit history
Documents you'll need
- Agreement / allotment papers
- Building OC & society documents
- 3 years' ITR & financials
- 12 months' bank statements
- KYC
Tired of paying office rent? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility