Home / Commercial Property Loans / Retail Shop & Showroom Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Fund high-street retail & showrooms.
Buy or mortgage shops and showrooms in prime locations — where footfall justifies the price and lenders know the micro-market.
Up to 65%
LTV on retail assets
₹50 L–50 Cr
Ticket size
Up to 15 yrs
Tenure
Overview
Location is the collateral
Retail assets are valued on micro-market strength — high-street frontage, mall positioning, catchment. Lenders familiar with your market advance more, at better pricing.
Whether it's a purchase or a mortgage of an owned shop for business expansion, we route the file to lenders with active retail-asset programmes.
At a glance
AssetsHigh-street shops, showrooms, mall units
LTVUp to 65%
Valuation driverFrontage, footfall, catchment
End usePurchase or capital against owned shop
Who is eligible?
- Retailers & brands with 3 years' operations
- Shop with clear title and trade licence
- Micro-market with established retail values
- Income supporting the EMI
- CIBIL 650+
Documents you'll need
- Shop title documents & trade licence
- 3 years' financials & GST returns
- 12 months' bank statements
- ITR of promoters
- KYC
Expanding your retail footprint? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility