Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Stand-Up India — greenfield funding for SC/ST & women.
Bank loans between ₹10 lakh and ₹1 Crore for SC/ST and women entrepreneurs setting up their first greenfield enterprise in manufacturing, services or trading.
One loan per bank branch, by mandate
Every scheduled commercial bank branch is expected to fund at least one SC/ST and one woman entrepreneur. The composite loan covers both term loan and working capital — up to 85% of the project cost.
For non-individual enterprises, 51% of shareholding must be held by an SC/ST or woman entrepreneur. Margin money can be brought in convergence with other central or state subsidy schemes.
Who is eligible?
- SC/ST and/or women entrepreneurs, above 18 years
- Greenfield (first-time) venture — manufacturing, services or trading
- 51% stake held by eligible promoter in non-individual entities
- Borrower not in default to any bank or financial institution
- Project cost consistent with the composite loan sought
Documents you'll need
- KYC and caste certificate (for SC/ST applicants)
- Business plan / project report
- Proof of premises and quotations for machinery
- Bank statements & ITR of promoters
- Partnership deed / incorporation documents where applicable
Setting up your first enterprise? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility