Clear role and scope
About CreditCares
CreditCares is a Kolkata-based private business-finance consultancy and Direct Selling Agent (DSA) supporting established businesses that are preparing a lender-assessed finance enquiry.
What CreditCares does
CreditCares helps business owners organise the facts and documentation context for a business-finance conversation. Depending on the stated purpose, the discussion may concern working capital, Cash Credit, project or industrial finance, machinery or term finance, or a business Loan Against Property enquiry.
Its principal audience includes established factories, manufacturers, mill promoters, high-turnover wholesale businesses and private limited companies, with a primary West Bengal focus and eligible discussions from elsewhere in India.
What CreditCares does not do
CreditCares is not a bank or NBFC. It does not lend money, decide eligibility, set pricing, value collateral or guarantee a sanction. The relevant lending institution independently decides every lending outcome.
A practical first discussion
Start with the business facts
- Purpose and approximate requirement
- Current business, financial, banking and GST context
- Existing borrowing and security context where relevant
- Project, machinery or property information only when relevant to the stated need
Transparency matters
Clear expectations before an enquiry
A responsible financial-services site should make its role clear. This website does not make performance, approval, lender-partnership, fee, rate or timing promises that cannot be independently supported.