Business loans from ₹1 Crore to ₹100 Crore for MSMEs, manufacturers, developers and promoters — across 80+ banks & NBFCs, plus every major Government & PSU scheme.
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Government schemes and secured bank loans are two different worlds - different eligibility, paperwork and lenders. We run both, so you never apply at the wrong door.
Specialised funding for doctors, clinics, and pharmacies.
Large-ticket facilities from private banks & NBFCs.
Loans for purchasing, constructing, or renting commercial spaces.
One team handles eligibility, paperwork and the entire lender relationship — you make one set of calls, not eighty.
We map your profile, turnover and security to the lenders most likely to say yes.
A bank-ready file — financials and projections prepared the way credit teams want them.
We negotiate across the 80+ panel, push the file and keep approvals moving.
Terms finalised, sanction issued, funds disbursed — tracked to the finish.
Since 2012, CreditCares has run structured corporate finance from Kolkata for MSMEs, manufacturers, developers, contractors and promoter groups — over ₹2,000 Crore disbursed across India.
We specialise in mid-to-large business credit — not retail personal loans. If your business needs working or growth capital, you're in the right place.
Working & growth capital
Machinery & expansion
Project & construction
BG, LC & trade finance
Structured & bridge funding
Run the numbers yourself, then talk to an expert who'll find you the sharpest rate across the panel.
Indicative only — final rate depends on the lender & your profile.
Interactive EMI Calculator — estimate your monthly payments instantly. Drag the sliders below.
★★★★★"Highly recommended for business loans. Their team is extremely professional and got our MSME loan sanctioned much faster than going to the bank directly."
— Rajesh K. (Manufacturing)
★★★★★"CreditCares helped us secure funding for our new diagnostic center equipment with excellent terms. They handled all the documentation smoothly."
— Dr. Sen (Healthcare)
★★★★★"The best DSA in Kolkata for large ticket secured loans. They helped us restructure our LAP at a much lower interest rate across their panel."
— Amit M. (Real Estate)
★★★★★"Their CIBIL advisory was exactly what we needed. Fixed a minor error on our report and got our CC limit enhanced in 14 days."
— Swati D. (Wholesale Trader)
Everything you need to know about securing finance with CreditCares.
Generally, a CIBIL score of 650 and above is preferred by most banks and NBFCs for unsecured business loans. However, if you are applying for a secured loan (like a Loan Against Property), some lenders may be flexible with a slightly lower score depending on the collateral value.
With CreditCares, unsecured business loans and professional loans (like Doctor Loans) can be disbursed in as little as 3 to 7 working days. Secured loans involving property valuation and legal checks typically take 10 to 15 working days.
No, CreditCares does not charge any upfront advisory fees. We map your profile to the right lenders, prepare a bank-ready file, and coordinate until disbursal at absolutely no upfront cost to you.
We have an extensive network of over 80+ top-tier lending partners across India, including leading private banks, nationalized banks, and premier Non-Banking Financial Companies (NBFCs), ensuring you get the best possible interest rates.
Our partner lenders accept a wide variety of collateral, including residential properties, commercial offices, retail shops, industrial land, and even specialized assets like medical equipment or heavy machinery.
Fill in your details for instant eligibility verification by CreditCares experts.
