Chartered accountants and tax advisers
For clients whose financial statements, working-capital cycle or planned capex indicate a structured finance discussion may be needed.
Professional introductions
Business-finance referral partner programme
CreditCares welcomes permission-based introductions from professional advisers and business networks when an established client needs a fact-led conversation about working capital, project finance or business loan against property.
This is not a job, franchise, loan offer or guaranteed-income opportunity. CreditCares is not a bank or NBFC.
Who this is for
Built for professionals who already understand their client’s business
The strongest referral is not a raw lead. It is a consented introduction with a clear business purpose and enough context to decide whether a finance conversation is relevant.
Property advisers
For a business client considering a property-backed route, without presenting property collateral as a loan guarantee.
Business consultants
For promoters, manufacturers, traders and companies that need a practical finance-readiness conversation alongside business planning.
Corporate networks
For professional networks that can introduce an established business only with the client’s clear permission.
Independent referrers
For people who can share an accurate, consented introduction and follow the agreed communication process.
Sector specialists
For advisers in healthcare, pharma, industrial, construction or trade who understand the business context behind a requirement.
How it works
A referral process should stay transparent from the first message
Confirm consent
Make sure the business has agreed that you may introduce it to CreditCares.
Share the essentials
Send the sector, location, purpose, approximate requirement and a high-level operating context.
Check relevance
CreditCares reviews whether an initial business-finance conversation is appropriate; no approval is implied.
Follow the formal process
Any lender process, documentation, validation and written commercial terms happen only where applicable.
Information boundaries
Start with consent and business context—not sensitive documents
For an initial referral, a client-approved introduction and a high-level business overview are enough. Never send client passwords, OTPs, PAN or Aadhaar images, bank-login details or account credentials through a public form or chat. Document needs must be confirmed through the appropriate formal process.
Important programme disclosure
This programme is not employment, a franchise, an investment, a lender appointment or a promise of commissions. The validity of a referral and any commercial treatment are subject to consent, compliance, business fit, lender process and any written arrangement that applies.
Direct answers
Frequently asked questions
Who can enquire about the CreditCares business-finance referral partner programme?
Professional advisers, property advisers, business consultants and independent referrers can enquire if they introduce established businesses with the client’s permission. Eligibility and any next step are assessed individually.
Is this a job, franchise or guaranteed-income opportunity?
No. This page is not a job listing, franchise offer or guaranteed-income opportunity. It describes a possible referral relationship; any commercial terms must be confirmed separately in writing where applicable.
What information should a referral partner share first?
Start with the referred business’s consent, contact details, sector, finance purpose, approximate requirement and a high-level operating context. Do not send PAN, Aadhaar, bank credentials, OTPs or sensitive documents through public chat.
Does a referral guarantee a loan approval or a partner payout?
No. The relevant lender independently decides whether to consider and approve a case. Any referral recognition, process or compensation is subject to validation, compliance requirements and an applicable written arrangement.
Can a CA or property adviser refer a business loan against property case?
A CA or property adviser can ask about an appropriate referral process for a client who has consented to an introduction. The business, property and lender criteria must still be assessed independently.
Make a permission-based introduction
If you have an established client who wants a business-finance discussion, contact CreditCares with the client’s permission and the business essentials. The finance outcome always remains subject to the relevant lender’s independent assessment.