Question 1

Is CreditCares a bank or an NBFC?

Accepted Answer

No. CreditCares is a corporate loan consultancy / DSA. We structure your file and place it with the right lender from our panel of 80+ banks and NBFCs. The final sanction decision always rests with the lending institution.

Question 2

What loan amounts do you handle?

Accepted Answer

Our specialism is structured business finance from ₹1 Crore to ₹100 Crore. Government-scheme tickets (Mudra, CGTMSE) can be smaller — we’ll point you to the right route.

Question 3

Which lenders do you work with?

Accepted Answer

A panel of 80+ partners — PSU banks, private banks, NBFCs, housing-finance and small-finance banks. We match your profile to the lenders most likely to approve on the best terms.

Question 4

How long does sanction take?

Accepted Answer

Depends on the product and document readiness. A clean working-capital or LAP file moves quickly; project and government-scheme cases take longer. We prepare a bank-ready file upfront precisely to cut approval time.

Question 5

Are you affiliated with any government scheme?

Accepted Answer

No. We are a private consultancy, not affiliated with the Government of India or any PSU. We assist eligible businesses with documentation and bank coordination so scheme applications move faster.

Question 6

Which areas do you serve?

Accepted Answer

Headquartered at Godrej Waterside, Kolkata, serving businesses across West Bengal and India. Most of the process runs digitally, so location is rarely a barrier.

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