Terms of Advisory Engagement
By utilizing this portal or submitting an enquiry to CreditCares, you acknowledge and accept the terms governing our financial consultancy mandates.
1. Authorized Corporate Representation
The user warrants that they are a Director, Partner, Chief Financial Officer (CFO), or officially designated representative empowered to initiate financial enquiries and share corporate balance sheets on behalf of the borrowing entity.
2. Advisory Fee Structure & Zero Upfront Costs
CreditCares operates on a transparent, milestone-oriented advisory model. We do not demand arbitrary upfront processing fees before formal In-Principle Approval (IPA) or bank sanction terms are established. Any advisory remuneration is documented via a formal engagement mandate signed by both parties.
3. Truthfulness of Submitted Metrics
Borrowers are solely responsible for ensuring that all financial records, turnover figures, property encumbrance disclosures, and existing borrowing details provided to CreditCares and its partner banks are authentic, verified, and free of material misrepresentation.
4. Jurisdiction & Governing Law
All advisory engagements, disputes, or interpretation of terms shall be governed by the laws of India and subject to the exclusive jurisdiction of courts located in Mumbai, Maharashtra.