Led by Senior Ex-Bankers, Chartered Accountants & Project Finance Specialists
Institutional corporate debt syndication and project finance advisory led by seasoned investment bankers, ex-public sector bank executives, and empanelled technical appraisers.
Who Leads CreditCares Corporate Debt Syndication Desk?
CreditCares is founded and managed by Yash Jaiswal (Managing Principal) alongside a senior panel of former Chief Managers from Tier-1 Public Sector Banks and Senior Chartered Accountants. Established in 2012, CreditCares operates dedicated corporate syndication desks in Mumbai (Raheja Titanium) and Kolkata (Godrej Waterside, Salt Lake Sector V), structuring ₹10 Crore to ₹500 Crore project debt, consortium working capital, and TEV appraisals across 45+ Scheduled Commercial Banks.
Institutional Underwriting & Structuring Benchmarks
Comparative debt syndication matrix across 45+ Scheduled Commercial Banks for Led by Senior Ex-Bankers, Chartered Accountants & Project Finance Specialists.
| Advisory Parameter | CreditCares Institutional Practice | Market Average / DSA Standards | Promoter Advantage |
|---|---|---|---|
| Mandate Specialization | Strictly ₹10 Crore to ₹500 Crore Corporate Debt | Retail / MSME loans below ₹5 Crore | Direct access to Zonal & Head Office Credit Committees |
| Leadership Expertise | Ex-Bank Chief Managers, DGMs & Fellow CAs | General DSA brokers & referral agents | In-depth knowledge of RBI Prudential Framework & Credit Scoring |
| Banking Network | 45+ PSU, Private Banks & DFIs (SIDBI, IREDA) | Limited 3–5 local branches | Competitive bidding across consortium partners for lower spreads |
| Technical Appraisal | In-house Empanelled DPR, TEV & CMA Modeling | Outsourced generic project reports | IBA-compliant documentation that passes risk audits |
Execution Architecture & Mandate Delivery
How CreditCares navigates multi-banking committees, technical appraisals, and compliance milestones.
- Ex-Banker Credit Committee Alignment
- Our senior advisors have headed credit appraisal divisions at top Indian PSU banks. We structure term sheets and information memorandums to address internal bank risk scoring before submission.
- Empanelled DPR & TEV Capabilities
- We engineer bankable Detailed Project Reports and Techno-Economic Viability studies adhering strictly to Indian Banks’ Association (IBA) guidelines and debt-equity guidelines.
- Consortium Lead Bank Mandates
- From initial In-Principle Approval (IPA) to Inter-Creditor Agreement (ICA) execution and security creation, we coordinate lead and participating lenders until final disbursement.
- Capital Subsidy & Grant Escrow Structuring
- We integrate Central and State capital subsidies (MoFPI, PLI, State Industrial Policies) into project cash-flow waterfalls without triggering financial covenant breaches.
Credit Committee Bankability & Risk Mitigation
Why large-ticket applications fail at the Sanction Committee stage and how our desk immunizes your proposal:
Credit committees reject CMA data that diverges from historical industry peers. We align growth rates with verifiable capacity and supply contracts.
Banks mandate primary security coverage ≥ 1.25x. We restructure collateral packages and charge creation to satisfy conservative underwriting norms.
Disputes over second-charge sharing stall consortium sanctions. Our desk negotiates standard ICA terms to ensure smooth joint documentation.
Mandate & Syndication Inquiries
Is CreditCares a direct lender or Non-Banking Financial Company (NBFC)? ▼
What is the minimum mandate size CreditCares accepts? ▼
Where are CreditCares primary corporate offices located? ▼
How does CreditCares charge advisory fees? ▼
How long has CreditCares been operating in India? ▼
Engage Our Ex-Banker Syndication Desk
Submit your financing requirements for an expert balance sheet review, DSCR stress test, and multi-bank syndication plan.