At CreditCares, we provide a range of financial services, including:

• Credit Score Improvement: Strategies to enhance your creditworthiness.
• Business Loans: Competitive rates and flexible terms for business growth.
• Home Loans: Securing favorable deals for your dream home.
• Mortgage Loans: Transparent terms and low-interest rates.
• Overdraft & Cash Credit: Solutions to efficiently manage cash flow.
• MSME Loans: Financial support tailored for small and medium enterprises.

Improving your credit score involves:

• Timely Payments: Always pay your bills on time.
• Credit Utilization: Keep your credit utilization below 30% of your limit.
• Limit Credit Applications: Avoid multiple loan applications in a short period.
• Monitor Your Credit Report: Regularly check for errors and raise disputes if needed.

The processing time varies based on the type of loan and documentation. Typically, we strive for fast approvals, often within 24 to 48 hours after submitting complete documentation.

Eligibility criteria may vary depending on the loan type but generally include:

• Age: Minimum age of 24 years.
• Income: Stable income source.
• Credit Score: A good credit score enhances your chances of approval.
• Business Documentation: For business loans, necessary documentation is required.