In October 2025, property owners and business borrowers are closely monitoring the HDFC Loan Against Property interest rate, as it continues to play a vital role in determining affordability and long-term repayment capacity. A Loan
You know what’s happening in the Indian lending market right now? NBFCs nudge RBI for lower risk weight on property-backed loans, and honestly, this could change everything for borrowers like you and me. I’ve been
Property has always been more than just bricks and mortar in India. For many families and business owners, it represents security, stability, and now, an opportunity to access funds when you need them most. The
When you’re planning to finance a property purchase or leverage your existing real estate for business capital, one of the most common questions that arises is: can I get a 100% property loan? The short
Understanding why credit history is critical for MSMEs can be the difference between securing growth capital and facing rejection from lenders. In India’s competitive business landscape, micro, small, and medium enterprises form the backbone of
When applying for a business loan, your credit score plays a crucial role in determining whether your application will be approved and what interest rate you’ll receive. A low credit score can make lenders hesitant,
Credit utilization is crucial for keeping a healthy credit profile and significantly affects your CIBIL score. Whether you have a credit card, a personal loan, or any type of revolving credit, the amount of credit
HDFC Bank cuts lending rates: HDFC Bank, recognized as one of the largest private sector banks in India, has made a noteworthy announcement regarding a reduction in its lending rates for certain loan tenures. This
When seeking substantial funding for expanding a business, consolidating debt, making purchases, a loan against property (LAP) stands out as one of the most beneficial financial solutions available. With property values continuously rising and attractive
Loan against property vs business loan: For West Bengal entrepreneurs in 2025, choosing the right financing is critical. Both options offer unique advantages and serve different business needs. This comprehensive guide will help you understand
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