Apply for Business Loan
Online for Your Business Needs
Flexible business financing solutions for working capital, expansion, and day-to-day business operations.
- Business loan up to ₹10 Crore
- Repayment tenure up to 5 years
- Balance transfer available
- Fast And Easy Process
- Minimum Documentation
Zero Fees & Charges
Lowest Interest Rates
Fully Online Process
50+ Banks & NBFC
Apply Now for Business Loan!
Highlights
Apply for a Business Loan Today!
CreditCares provides business loan options through leading banks and NBFCs with flexible interest rate structures and repayment tenures. These business loans are suitable for expansion, equipment purchase, working capital needs, and new business plans. Business owners can apply for business loan solutions that match their funding requirements.
With access to 50+ banks and NBFCs, CreditCares helps compare business financing options without lengthy paperwork. The process supports online business loans with quick approval and simple documentation. This makes it easier to get a business loan without delays.
Business Loan Details
Business Loan (BL) Interest Rates
Our Business Loan interest rates range from 12.99% to 30.00% p.a. Interest rates may vary on the basis of loan tenure and applicant profile, lenders also consider these factors while evaluating Business Loan applications.
Eligibility Criteria for Business Loan
In addition to the above-mentioned eligibility criteria, Banks may also consider the credit score, Business profile, etc. of its applicants while evaluating their Business Loan eligibility.
Documents Required for Business Loan
Here is the list of documents required by State Bank of India for availing a Business Loan:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
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- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
What We Do?
At CreditCares, we are your trusted Business Loan partner, dedicated to making financing simple and accessible. Our experienced team connects you with the right lenders, guiding you through every step—from choosing the best loan structure to securing competitive rates with top banks and NBFCs. As a premier Business Loan facilitator, we ensure clients receive tailored offers and a smooth application experience.
We take pride in our role as a leading Business Loan provider by offering expert advice and personalized support. Whether you need funds for expansion, working capital, or new opportunities, our team is committed to helping you access the right financing. Trust CreditCares as your preferred Business Loan partner and experience a seamless process designed to power your business growth.
Our Happy Clients
Frequently Asked Questions
A Business Loan is a type of financing offered by banks and NBFCs to help business owners meet expenses like working capital, expansion, equipment purchase, or daily operations.
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Business Loans are available to proprietors, partnership firms, private limited companies, self-employed professionals, and MSMEs with a stable income and business history.
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Business Loan interest rates in India usually range from 12.99% to 30% p.a., depending on the lender, applicant profile, loan amount, and tenure.
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Typical documents include:
KYC (Aadhaar, PAN, Address Proof)
Business registration documents
Last 6–12 months’ bank statements
ITR / financial statements
GST returns (if applicable)
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Absolutely. We offer tailored services like a property mortgage loan in kolkata and loan against property private finance in kolkata to cater to local businesses and property owners who need specialized support.
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Business Loans are usually available with a tenure of 12 months to 7 years.