If you have ever faced a situation where a loan was sanctioned but money did not reach on time, you already understand why disbursement matters more than approval. This guide explains disbursement in simple, practical

Why Is Budget 2026 Likely to Be Presented on a Sunday? The Union Budget 2026 is expected to be presented on February 1, 2026, which falls on a Sunday this year. If this schedule holds,

One of the most significant reforms under the Income Tax Act 2025 is the introduction of a unified tax year concept. This change replaces the older and often confusing structure of Previous Year and Assessment

If you are still waiting for your Income Tax Refund after filing your return, you are not alone. A large number of taxpayers who filed their Income Tax Return for FY 2024–25 are experiencing ITR

Income Tax Refund Delay News has been dominating taxpayer discussions as refunds for FY 2024-25 ITR filings are taking longer than usual. Many taxpayers who filed their returns early are still waiting for refunds, leading

The recent HDFC Bank MCLR reduction may look small on paper, but for long-tenure loans like home loans, even a 5 basis point cut can lead to meaningful savings over time. Borrowers whose loans are

Bank accounts at risk of closure have become a serious concern for individuals and business owners across India. With stricter anti-money laundering (AML) regulations, tighter KYC (Know Your Customer) compliance, and increased monitoring of inactive

From January 2026, several important RBI Banking Rule Changes will directly affect how individuals operate their bank accounts. These changes focus on tighter compliance, better fraud prevention, and improved transparency. Whether you maintain a savings

Filing an Income Tax Return often feels like the final step in closing the financial year. Many taxpayers assume that once the return is uploaded and verified, the refund—if any—will automatically follow. The reality is