Taking a Loan Against Property (LAP) can be a powerful way to unlock capital using your residential or commercial property. But one key decision borrowers often overlook is choosing the right interest rate type —

Navigating the tax landscape for a Loan Against Property (LAP) can be tricky, as its tax treatment depends entirely on how you use the borrowed funds. Unlike a home loan, where the purpose is pre-defined,

For many Indian business owners and self-employed professionals, a strong financial profile is key to securing crucial funding for business expansion, working capital, or personal needs. While a strong CIBIL score is often seen as

Taking a loan can provide much-needed financial relief, but failing to repay it on time, also known as loan default, can have severe consequences. Understanding the repercussions of defaulting and the steps to recover is

Best Ways to Repay Your EMI and Manage Finances Effectively Equated Monthly Installments (EMIs) are a convenient way to manage large expenses like loans for homes, cars, or education. However, repaying EMIs consistently requires planning,

When planning a home or loan against property, knowing your monthly EMI (Equated Monthly Instalment) upfront is vital for budgeting. A reliable mortgage loan calculator instantly tells you EMIs, total interest payable, and amortization schedules

Securing a mortgage loan has traditionally required salaried income proof, income tax returns, and audited financials. But what about self-employed individuals or small business owners who don’t always have structured financials? In 2025, lenders are

When businesses or individuals need substantial funding, pledging an existing property to secure a loan is one of the most reliable and cost-effective ways. The HDFC Loan Against Property (LAP) stands out as a trusted