If you’re a sole proprietor or running an unregistered business in India, getting a business loan or credit line in 2025 is more difficult than ever. Banks and NBFCs have shifted to data-backed underwriting—and that

In today’s data-driven lending environment, businesses can no longer rely on traditional paperwork alone to access large credit lines. In 2025, the Company Credit Report (CCR) is one of the most critical tools lenders use

For MSMEs in India, access to working capital is often delayed—not due to lack of business, but because payments from buyers take 30 to 90 days or more. That’s where TReDS (Trade Receivables Discounting System)

In the eyes of lenders, a business isn’t judged only by its profit or turnover—it’s judged by how responsibly it manages its obligations, including payments to vendors and suppliers. In 2025, with trade credit data

Getting stuck with a CMR Rank 10 can feel like a dead end for any MSME looking to secure funding. In 2025, banks and NBFCs scrutinize your CIBIL MSME Rank as the first step before

If you’re a business owner planning to apply for a loan in 2025, your first step should be reviewing your Company Credit Report (CCR). A small mistake—like an outdated loan status, incorrect PAN, or duplicate

Your company might be profitable, GST-compliant, and growing fast—but if your CIBIL MSME Rank isn’t up to the mark, banks won’t care. Thousands of Indian MSMEs face loan rejection or get stuck with high-interest financing

Improve CMR and Get Loans — it sounds simple, but for thousands of Indian MSMEs, it has been a confusing and frustrating journey. Many businesses with good turnover and solid operations are denied funding due