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Why Too Much Liquidity Can Hurt Loan Approval
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Why Too Much Liquidity Can Hurt Loan Approval

In the world of Indian business, we are often taught that “Cash is King.” We believe that a bank account overflowing with funds is the ultimate shield against financial trouble. However, in the 2026 lending

Working Capital
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Why Short-Term Working Capital Is Costlier Than Long-Term Loans

For business owners, capital is the oxygen that keeps the engine running. However, many entrepreneurs are surprised to find that short-term working capital facilities, like Cash Credit (CC) or Overdrafts (OD), often carry a higher

What Tax Changes Should Indian Middle Class Expect in Budget 2026?
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What Tax Changes Should Indian Middle Class Expect in Budget 2026?

The countdown to Budget 2026 has begun, and India’s middle class is watching with bated breath. With inflation eroding purchasing power and living costs rising steadily, salaried professionals and families across the country are hoping

Pros and Cons of Loan Against Property
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The Pros and Cons of Loan Against Property: What You Need to Know

Choosing the right financing option can significantly impact your business or personal financial journey. Among various credit facilities available in India, a loan against property (LAP) has emerged as one of the most flexible and

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