A Home Loan is not only a long-term asset-building tool but also one of the most powerful legal tax-saving instruments under the Indian Income Tax Act. With rising property values, higher loan ticket sizes, and
Understanding home loan sanctioning time is critical for buyers planning property registration, builder payments, or resale transactions. Many applicants confuse loan approval with loan disbursement, which often leads to delays and last-minute issues. This section
Business owners and high-net-worth individuals looking to apply for home loans up to ₹10 crore must approach lenders very differently from retail borrowers. High-value housing loans are assessed on financial strength, net worth, and cash-flow
A Home Loan Sanction Letter is a formal confirmation issued by a bank or lender stating that your home loan application has been approved in principle. It is issued after the lender evaluates your income,
The year 2025 turned out to be a relief phase for home loan borrowers after a prolonged period of high interest rates. Following a series of policy moves by the Reserve Bank of India, lending
LIC Housing Finance cuts home loan interest rates, offering timely relief to homebuyers across India. The lender has reduced its home loan rates, with the starting interest rate now at 7.15%, effective from December 2025.
Great news for home loan borrowers across India! Following the Reserve Bank of India’s recent monetary policy decision, major banks have started reducing home loan rates, offering significant relief to millions of existing and prospective
If you’re currently paying a home loan interest rate of 8.5% or higher, you’re practically leaving thousands of rupees on the table every single month. The home loan market in India has become fiercely competitive,
Buying a home is one of the biggest financial decisions you will ever make. Whether you are a first-time buyer or looking to upgrade, understanding Home Loan Rates in 2025 is critical to making an
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