Schedule a Confidential Balance Sheet & Term-Sheet Consultation
Submit your corporate financing requirements directly to our senior ex-banker syndication desk for an initial viability review, DSCR stress testing, borrowing capacity calibration, and lead lender appetite mapping.
How do corporate borrowers engage CreditCares syndication desk?
Corporate promoters, CFOs, and finance directors engage CreditCares directly through this encrypted enquiry desk or via executive banker lines in Mumbai (+91 97699 99870) and Kolkata (+91 98300 38870). Every submission is protected under strict non-disclosure (NDA) protocols. Our ex-banker syndication committee conducts an initial balance sheet triage, borrowing room calibration, and DSCR assessment within 24 to 48 hours with zero upfront financial commitment.
Get an In-Principle Debt Appraisal
Fast-track routing for <₹50L to ₹500 Cr+ facilities. 3 quick inputs connect you directly to the appropriate regional credit desk (Mumbai / Kolkata / Pan-India).
Enquiry Successfully Logged & Dispatched!
Your enquiry reference is CC-MANDATE. Assigned to: Deal Desk.
Expedite Sanction with Company Profile
Supplying audited metrics accelerates lead bank term sheet issuance.
Complete Mandate Dossier Submitted!
Your comprehensive financial file is logged. A Senior Ex-Banker Credit Specialist from our Deal Desk will contact you directly within 24 business hours.
Direct Banker Lines
Level 4, Raheja Titanium, Western Express Highway, Goregaon East, Mumbai 400063
📞 +91 97699 9987012th Floor, Tower II, Godrej Waterside, Sector V, Salt Lake, Kolkata 700091
📞 +91 98300 38870📄 Documents for ₹10 Cr+ Review
Having these documents ready expedites same-week credit evaluation:
- ✓ Audited Financials: Last 3 fiscal balance sheets, P&L, and audit reports.
- ✓ CMA Projections: Current provisional figures & multi-year CMA projections.
- ✓ Project DPR / TEV: Detailed project report for greenfield capex & expansions.
- ✓ Existing Bank Track Record: Existing sanction letters and 12-month bank statements.
- ✓ Lease Deeds / Escrow: Registered rent agreements & escrow data (for LRD).
Institutional Syndication & Structuring Benchmarks
Comparative debt syndication matrix across 45+ Scheduled Commercial Banks and Institutional Credit Funds.
| Mandate Tier | Ticket Range | Turnaround SLA | Primary Required Documentation |
|---|---|---|---|
| Tier 1: Mid-Market Mandates | ₹10 Cr to ₹50 Cr | 21–30 Banking Days | Last 3 yrs audited financials, CMA data, project brief, sanction letters |
| Tier 2: Large Corporate Syndications | ₹50 Cr to ₹150 Cr | 30–45 Banking Days | Full DPR/TEV report, board resolution, statutory approvals, ROC search |
| Tier 3: Mega Consortium Mandates | ₹150 Cr to ₹500 Cr | 45–60 Banking Days | Consortium information memorandum, ICA structure, environmental NOCs |
| Structured Asset Lines (LRD / LAP) | ₹15 Cr to ₹200 Cr | 15–25 Banking Days | Registered lease deeds, escrow history, municipal completion certificates |
Execution Architecture & Mandate Delivery
How CreditCares navigates multi-banking committees, technical appraisals, and compliance milestones.
Confidential Balance Sheet Pre-Screening
Within 24 to 48 hours of receiving preliminary financials, our team evaluates debt-equity ratios, existing servicing coverage, and credit bureau records.
DSCR Calibration & Term-Sheet Modeling
We stress-test project cash flows across multiple interest rate and raw material cost scenarios to determine optimum repayment amortization.
Lead Lender Mapping & Information Memorandum
We prepare an institutional-grade Information Memorandum and present it to pre-identified lead banks with active sectoral lending limits.
Sanction Committee Negotiation & Disbursement
Our senior advisors defend your file at credit appraisal meetings, oversee legal documentation, and manage charge creation until full disbursement.