Loan Documentation Requirements
To ensure that your loan application is processed smoothly, it’s essential to provide the correct documents. Below are the required documents for different types of loans offered by CreditCares. Make sure to prepare all necessary documents before applying for a loan.
Mortgage Loan (Secured)
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (last 6 months)
- ITR (last 2 years)
- Income Proof (Salary Slip / Form 16 if salaried)
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Home Loan (Secured)
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (last 6 months)
- ITR (last 2 years)
- Income Proof (Salary Slip / Form 16 if salaried)
- Agreement for Sale / Allotment Letter
- Builder NOC (if applicable)
- Existing loan details (if any).
Mortgage Loan / LAP (Secured)
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Business Loan
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
Cash Credit (Secured)
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Overdraft Facility
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
Project Loan
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Detailed Project Report (DPR)
- Cost & Means of Finance
Machinery Loan
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
- Quotation / Proforma Invoice of Machinery
Construction Finance
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
Commercial Purchase
- Applicant's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
- Agreement to Sale / Allotment Letter
- Property Documents
- Approved Plan
Mortgage Loan / LAP (Secured)
- All Partner's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Partnership Deed
- Firm PAN
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Business Loan
- All Partner's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Partnership Deed
- Firm PAN
- Existing loan details (if any).
Cash Credit (Secured)
- All Partner's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Partnership Deed
- Firm PAN
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Overdraft Facility
- All Partner's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Partnership Deed
- Firm PAN
- Existing loan details (if any).
Project Loan
- All Partner's KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Detailed Project Report (DPR)
- Cost & Means of Finance
Machinery Loan
- All Partner's KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
- Quotation / Proforma Invoice of Machinery
Construction Finance
- All Partner's KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
Commercial Purchase
- All Partner's KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Existing loan details (if any).
- Agreement to Sale / Allotment Letter
- Property Documents
- Approved Plan
Mortgage Loan / LAP (Secured)
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Business Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Cash Credit (Secured)
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Overdraft Facility
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Project Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Detailed Project Report (DPR)
- Cost & Means of Finance
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Machinery Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Quotation / Proforma Invoice of Machinery
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Construction Finance
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Commercial Purchase
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Agreement to Sale / Allotment Letter
- Approved Plan
- Property Documents
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Mortgage Loan / LAP (Secured)
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
- Shareholding Pattern
- Latest Annual Report
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Business Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Cash Credit (Secured)
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
- Shareholding Pattern
- Latest Annual Report
- Property Documents:
- 1. Deed 2. Mother Deed 3. Khazna 4. Porcha 5. Sanction Plan 6. Tax Bill 7. Mutation
Overdraft Facility
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Project Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Detailed Project Report (DPR)
- Cost & Means of Finance
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Machinery Loan
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Quotation / Proforma Invoice of Machinery
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Construction Finance
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)
Commercial Purchase
- All Directors's KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – 12 months)
- GST Certificate and 12-Month GSTR 3B
- Trade License
- Udyam Registration
- ITR (last 2 years): Ack, P&L, Balance Sheet & Computation.
- Agreement to Sale / Allotment Letter
- Approved Plan
- Property Documents
- Company Documents
- Certificate of Incorporation (COI)
- MOA & AOA
- Company PAN
- GST Certificate
- Director PAN & Aadhaar
- Board Resolution (loan approval)