Frequently Asked Questions
At CreditCares, we provide a range of financial services, including:
- Credit Score Improvement: Strategies to enhance your creditworthiness.
- Business Loans: Competitive rates and flexible terms for business growth.
- Home Loans: Securing favorable deals for your dream home.
- Mortgage Loans: Transparent terms and low-interest rates.
- Overdraft & Cash Credit: Solutions to efficiently manage cash flow.
- MSME Loans: Financial support tailored for small and medium enterprises.
Improving your credit score involves:
- Timely Payments: Always pay your bills on time.
- Credit Utilization: Keep your credit utilization below 30% of your limit.
- Limit Credit Applications: Avoid multiple loan applications in a short period.
- Monitor Your Credit Report: Regularly check for errors and raise disputes if needed.
The processing time varies based on the type of loan and documentation. Typically, we strive for fast approvals, often within 24 to 48 hours after submitting complete documentation.
Eligibility criteria may vary depending on the loan type but generally include:
- Age: Minimum age of 24 years.
- Income: Stable income source.
- Credit Score: A good credit score enhances your chances of approval.
- Business Documentation: For business loans, necessary documentation is required.
We are committed to transparency by providing clear information about:
- Interest rates
- Processing fees
- Terms and conditions
- Any additional charges that may apply
Yes, at CreditCares, we specialize in credit score improvement. While a low credit score may affect your loan options, we work with various banks and NBFCs to find the best solutions available for your situation.
If you find errors in your credit report, it’s crucial to raise a dispute immediately. You can contact us for assistance in raising disputes and ensuring that your credit report is accurate.
We offer a variety of services, and our fees depend on the specific services required. Please contact us directly for more detailed information about our fees.
Do You Have More Questions?
Merry alone do it burst me songs. Sorry equal charm joy her those folly ham. In they no is many both. Recommend new contented intention improving bed performed age. Improving of so strangers resources instantly happiness.
+91 9830038872
24/7 Support for Your Business