Get Construction Finance
!
For Your Business!
Secure funding for commercial, residential, and industrial construction projects, up to 100% of the estimated project cost.
- Loan up to ₹150 Crore
- Tenure of up to 25 years
- Balance transfer Available
- Fast And Easy Process
- Minimum Documentation
Zero Fees & Charges
Lowest Interest Rates
Fully Online Process
50+ Banks & NBFC
Apply Now & Get Fast Approval!
Highlights
Apply for a Construction Finance Loan Today!
CreditCares offers Construction Finance starting from 7.35% per annum, with repayment terms up to 30 years. Tailored for business owners, this loan allows you to leverage your property to fund construction projects such as new developments, expansions, or renovations. We collaborate with over 50 banks and NBFCs to secure the most competitive rates and simplify the borrowing process. With minimal documentation and swift approvals, accessing funds becomes straightforward. The combination of low interest rates and extended repayment periods ensures manageable monthly payments, facilitating smooth cash flow management. CreditCares makes it effortless to transform your property into capital for construction, enabling you to focus on business growth.
Construction Finance Details
Construction Finance Interest Rates in India (2025)
Our Construction Finance interest rates range from 7.35% to 12.50% p.a. Rates may vary depending on the loan tenure, project type, and the borrower’s credit profile. Lenders also consider factors such as property valuation, repayment capacity, and project scope while determining the applicable construction finance interest rate.
Eligibility Criteria for Construction Finance
In addition to the above eligibility criteria, banks and NBFCs may also assess the credit history, project details, and business profile of applicants while evaluating their Construction Finance eligibility.
Documents Required for Construction Finance
Here is the list of documents required by banks for availing Construction Finance:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- Deed
- Mother Deed
- Khazna
- Porcha
- Sanction Plan
- Tax Bill
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
What We Do?
At CreditCares, we are your trusted Construction Finance DSA, dedicated to simplifying project-based financing. Our experienced team acts as a reliable DSA for construction finance, guiding you through every step—from evaluating your project requirements to securing the best rates from leading banks and NBFCs. As a premier DSA for construction finance, we ensure our clients receive competitive offers and a smooth application experience.
We take pride in our role as a leading construction finance DSA by providing expert guidance and personalized support. Whether you’re looking to fund a new development, expand existing facilities, or renovate properties, our team excels as a dedicated DSA for construction finance. Trust CreditCares as your preferred construction finance DSA partner and enjoy a hassle-free process that turns your project plans into tangible results.
Our Happy Clients
Frequently Asked Questions
Construction Finance is a loan designed to fund the construction, renovation, or expansion of commercial, residential, or industrial projects.
Business owners, self-employed professionals, income tax assessees, and NRIs (subject to lender policies) can apply, typically aged between 21 and 65 years.
Most banks and NBFCs offer loans up to 100% of the estimated project cost, depending on property value and borrower eligibility.
Interest rates generally range from 7.35% to 12.50% per annum, depending on the lender, borrower profile, and project type.
Repayment tenures can extend up to 30 years, depending on the lender and the size of the loan.