Get Mortgage Loan
For Your Business!
Funding commercial, residential, and industrial properties & plots, up to 90% of their market value.
- Loan up to ₹15 Crore
- Tenure of up to 25 years
- Balance transfer Available
- Fast And Easy Process
- Minimum Documentation
Zero Fees & Charges
Lowest Interest Rates
Fully Online Process
50+ Banks & NBFC
Apply Now & Get Fast Approval!
Highlights
Apply for a Mortgage Loan Today!
CreditCares offers Mortgage Loans starting from 9.00% per year, with repayment terms up to 25 years. Designed for business owners, this loan allows you to leverage your property to meet business needs such as expansion, machinery purchase, or working capital. We collaborate with 50+ banks and NBFCs to secure the best deal without complicated procedures. With minimal documentation and quick approval, accessing funds is straightforward. The combination of low interest rates and long tenure ensures affordable monthly payments, helping you manage cash flow efficiently. CreditCares makes it easy to convert your property into business capital and focus on growth.
Mortgage Loan Details
Mortgage Loan Interest Rates
Our Mortgage Loan interest rates range from 9.0% to 14.50% p.a. Rates may vary depending on the loan tenure and the borrower’s credit profile. Lenders may also consider factors such as property value, repayment capacity, and applicant background while determining the applicable mortgage loan interest rate.
Eligibility Criteria for Mortgage Loan
In addition to the above eligibility criteria, banks and NBFCs may also assess the credit history, business profile, and property details of applicants while evaluating their Mortgage Loan eligibility.
Documents Required for Mortgage Loan
Here is the list of documents required by banks for availing a Mortgage Loan:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- Deed
- Mother Deed
- Khazna
- Porcha
- Sanction Plan
- Tax Bill
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
What We Do?
At CreditCares, we are your trusted Mortgage Loan DSA, dedicated to simplifying property-based financing. Our experienced team acts as a reliable DSA for mortgage loans, guiding you through every step—from assessing your property’s value to securing the best rates from leading banks and NBFCs. As a premier mortgage loan DSA, we ensure our clients receive competitive offers and a smooth application experience.
We take pride in our role as a leading mortgage loan DSA by providing expert guidance and personalized support. Whether you’re looking to fund business expansion or meet personal financial needs, our team excels as a dedicated DSA for mortgage loans. Trust CreditCares as your preferred mortgage loan DSA partner and enjoy a hassle-free process that turns your property into a valuable financial asset.
Our Happy Clients
Frequently Asked Questions
A Mortgage Loan is a property-backed loan that allows business owners and individuals to borrow funds by using their commercial, residential, or industrial property as collateral.
Business owners, self-employed professionals, income tax assessees, and NRIs (as per lender policies), typically aged 21-65 years, are eligible to apply.
Mortgage loan interest rates in India usually range from 9.0% to 14.50% p.a., depending on the lender, loan amount, tenure, and borrower profile.
Most banks and NBFCs offer mortgage loans up to 90% of the property’s market value, based on eligibility and property valuation.
Essential documents include property papers (deed, mother deed, Khazna, Porcha, sanctioned plan, tax bill), identity proof, income proof, and bank statements.