Get Project Loan
For Your New Project!
Funding commercial, residential, and industrial projects, including land and property developments, up to 90% of the project cost.
- Loan up to ₹100 Crore
- Tenure of up to 30 years
- Balance transfer Available
- Fast And Easy Process
- Minimum Documentation
Zero Fees & Charges
Lowest Interest Rates
Fully Online Process
50+ Banks & NBFC
Apply Now & Get Fast Approval!
Highlights
Apply for a Project Loan Today!
CreditCares offers Project Loans starting from 9.00% per year, with repayment terms up to 25 years. Designed for business owners, this loan allows you to fund construction, development, or expansion projects by leveraging your property. We partner with 50+ banks and NBFCs to secure the best deals without complex procedures. With minimal documentation and quick approval, accessing funds is simple. The combination of low interest rates and long repayment tenure ensures manageable monthly payments, helping you maintain smooth cash flow. CreditCares makes it easy to convert your property into capital for projects and focus on business growth.
Project Loan Details
Project Loan Interest Rates
Our Project Loan interest rates range from 9.0% to 14.50% p.a. Rates may vary based on the loan tenure, project type, and borrower’s credit profile. Lenders may also consider factors such as business track record, project feasibility, and repayment capacity while evaluating the applicable interest rate.
Eligibility Criteria for Project Loan
In addition to the above criteria, banks and NBFCs may also assess the credit history, project profile, and financial stability of applicants while evaluating Project Loan eligibility.
Documents Required for Project Loan
Here is the list of documents typically required by banks for availing a Project Loan:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- Deed
- Mother Deed
- Khazna
- Porcha
- Sanction Plan
- Tax Bill
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
What We Do?
At CreditCares, we are your trusted Project Loan DSA, dedicated to simplifying project-based financing. Our experienced team acts as a reliable DSA for project loans, guiding you through every step—from evaluating your project requirements to securing the best rates from top banks and NBFCs. As a premier DSA for project loans, we ensure our clients receive competitive offers and a seamless application experience.
We take pride in our role as a leading Project Loan DSA by providing expert guidance and personalized support. Whether you’re looking to fund construction, development, or business expansion projects, our team excels as a dedicated DSA for project loans. Trust CreditCares as your preferred Project Loan DSA partner and experience a hassle-free process that turns your project plans into valuable financial assets.
Our Happy Clients
Frequently Asked Questions
A Project Loan is a property-backed loan that helps business owners fund construction, development, or expansion projects using their commercial, residential, or industrial property as collateral.
Business owners, self-employed professionals, income tax assessees, and NRIs (as per lender policies), typically aged between 21 and 65 years, are eligible to apply.
Project Loan interest rates in India generally range from 9.0% to 14.50% p.a., depending on the lender, loan amount, tenure, and borrower profile.
Banks and NBFCs typically provide loans up to 90% of the project cost or property value, depending on eligibility and project assessment.
Essential documents include property papers (deed, mother deed, Khazna, Porcha, sanctioned plan, tax bill), identity proof, income proof, and project estimates.