Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Thirteen years of getting serious borrowers to the right lender.
Since 2012, CreditCares has run structured corporate finance from Godrej Waterside, Kolkata — for MSMEs, manufacturers, developers, contractors and promoter groups across India.
What we do
One file, negotiated across eighty lenders
Government schemes and secured bank loans are two different worlds — different eligibility, paperwork and lenders. We run both under one roof, so a business never applies at the wrong door.
Our team maps your profile, turnover and security to the lenders most likely to say yes, prepares a bank-ready file the way credit teams want it, and manages the entire lender relationship until funds are in your account. You make one set of calls — not eighty.
₹2,000Cr+
Loans facilitated across India
80+
Bank & NBFC partners on panel
13 yrs
In business since 2012
4.9★
Google rating · 320+ reviews
How we work
01
Transparent, always
We are a consultancy and DSA — not a bank, NBFC or government body. No sanction-guarantee fees, no approval promises. The lender always decides.
02
Files that credit teams trust
We know how credit officers evaluate files — title issues, FOIR headroom, valuation risks — and fix them before submission, not after rejection.
03
Specialists, not generalists
Mid-to-large business credit is all we do — ₹1 Cr to ₹100 Cr structured finance, plus every major government scheme. Not retail personal loans.
About CreditCares — India's Business-Finance Partner Since 2012 FAQs
Frequently Asked Questions
Everything you need to know about securing a About CreditCares — India's Business-Finance Partner Since 2012 with CreditCares.
A About CreditCares — India's Business-Finance Partner Since 2012 is a specialized financial facility designed to provide immediate capital for business expansion, working capital, or asset purchase.
Real Case Study: A Kolkata-based clinic recently used a ₹50 Lakh About CreditCares — India's Business-Finance Partner Since 2012 through CreditCares to upgrade their equipment, securing the funds in just 4 days at 11.5% interest.
Zero upfront fees. We are compensated directly by our 80+ partner banks and NBFCs upon successful disbursal, or we charge a transparent success fee only after the loan is sanctioned.
We are legally bound to act in your best interest to secure the maximum amount at the lowest possible rate.
Disclaimer: CreditCares is a private loan consultancy and Direct Selling Agent (DSA). We are not a bank, NBFC, or a government body, and are not affiliated with the Government of India or any of its schemes. We assist businesses with loan documentation and coordination with lending institutions. Loan approval, sanction amount, interest rate and terms are at the sole discretion of the respective bank or NBFC. We do not charge any fee for sanction guarantee and do not guarantee approval. Please verify all scheme details on the relevant official government portals before applying.
