Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Thirteen years of getting serious borrowers to the right lender.
Since 2012, CreditCares has run structured corporate finance from Godrej Waterside, Kolkata — for MSMEs, manufacturers, developers, contractors and promoter groups across India.
One file, negotiated across eighty lenders
Government schemes and secured bank loans are two different worlds — different eligibility, paperwork and lenders. We run both under one roof, so a business never applies at the wrong door.
Our team maps your profile, turnover and security to the lenders most likely to say yes, prepares a bank-ready file the way credit teams want it, and manages the entire lender relationship until funds are in your account. You make one set of calls — not eighty.
How we work
We are a consultancy and DSA — not a bank, NBFC or government body. No sanction-guarantee fees, no approval promises. The lender always decides.
We know how credit officers evaluate files — title issues, FOIR headroom, valuation risks — and fix them before submission, not after rejection.
Mid-to-large business credit is all we do — ₹1 Cr to ₹100 Cr structured finance, plus every major government scheme. Not retail personal loans.
Frequently Asked Questions
Everything you need to know about securing a About CreditCares — India's Business-Finance Partner Since 2012 with CreditCares.
Tell us what you need. We'll do the running around.
Share a few details and a CreditCares expert will call you back to map your eligibility and shortlist the right lenders — at no cost.