What is a Become a Partner / DSA and how is it used?

A Become a Partner / DSA is a specialized financial facility designed to provide capital for business expansion, working capital, or asset purchase. For example, a Kolkata-based diagnostic center recently used a ₹50 Lakh unsecured facility to purchase new medical equipment, securing the funds in just 4 days at 11.5% interest.

What are the eligibility criteria and documents required for a Become a Partner / DSA?

Eligibility requires a minimum CIBIL of 650, 2+ years of business vintage, and a minimum turnover of ₹40 Lakhs. Documents include 12 months bank statements, 2 years ITR, KYC, and business registration.

What are the interest rates and tenure for a Become a Partner / DSA?

Interest rates for a Become a Partner / DSA range from 10.5% to 18% annually depending on your CIBIL profile and whether collateral is provided. Tenure ranges from 12 to 180 months.

How does the application process work for a Become a Partner / DSA?

The process is fully assisted. Your dedicated CreditCares advisor evaluates your profile, prepares a bank-ready file, and routes it to the specific lender most likely to approve it. Disbursal typically happens in 3 to 7 days.

Are there upfront fees for a Become a Partner / DSA through CreditCares?

No. CreditCares operates on a success-fee model or is remunerated directly by the partner banks. You pay absolutely zero upfront advisory fees to have your profile evaluated and processed.

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Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026

Earn payouts on every disbursal.

Join our connector and DSA network across West Bengal & India. Refer businesses that need funding — we handle eligibility, documentation and lender coordination; you earn on every successful disbursal.

Refer a business

Share the lead — a client, a neighbour, anyone who needs business credit from ₹25 L to ₹100 Cr.

We run the file

Eligibility mapping, bank-ready documentation and negotiation across the 80+ lender panel.

You get paid on disbursal

Transparent payout on every sanctioned and disbursed file — tracked and settled promptly.

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Why connectors choose CreditCares

Every product under one roof

Government schemes, LAP, working capital, project finance, healthcare loans — one relationship covers every referral you'll ever get.

Your client stays yours

We work the file; the relationship remains with you. Full visibility on status from login to disbursal.

Higher conversion, higher payout

Bank-ready files across an 80+ lender panel convert more referrals into disbursals — which is what you get paid on.

Become a Partner / DSA FAQs

Frequently Asked Questions

Everything you need to know about securing a Become a Partner / DSA with CreditCares.

A Become a Partner / DSA is a specialized financial facility designed to provide immediate capital for business expansion, working capital, or asset purchase.

Real Case Study: A Kolkata-based clinic recently used a ₹50 Lakh Become a Partner / DSA through CreditCares to upgrade their equipment, securing the funds in just 4 days at 11.5% interest.

Check your Become a Partner / DSA eligibility now →

To qualify for a Become a Partner / DSA, lenders look for absolute stability. You need:

CIBIL Score: 650 or higher (Strict requirement for unsecured).
Vintage: Minimum 2–3 years in the current business.
Turnover: Minimum ₹40 Lakhs annual turnover.

Documents needed: 12 months bank statements, 2 years ITR with computation, GST returns, KYC, and Business Registration.

Upload your documents securely here →

Interest rates are strictly tied to your CIBIL score and financial health. We negotiate directly with 80+ lenders to secure the lowest bracket.

Facility Type	Interest Rate (p.a.)	Tenure
Unsecured Become a Partner / DSA	14.5% – 18.0%	12 – 48 Months
Secured (with Property)	9.5% – 12.0%	Up to 15 Years

Get a personalized rate quote →

We do the heavy lifting so you can focus on your business.

Evaluation: A named advisory desk expert analyzes your bank statements.
File Preparation: We structure your application to highlight your strengths.
Sanction: We submit to the right lender. Approval takes 24–48 hours.
Disbursal: Funds are credited to your account within 3–7 days.

Start your application today →

Zero upfront fees. We are compensated directly by our 80+ partner banks and NBFCs upon successful disbursal, or we charge a transparent success fee only after the loan is sanctioned.

We are legally bound to act in your best interest to secure the maximum amount at the lowest possible rate.

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