What is a Privacy Policy and how is it used?

A Privacy Policy is a specialized financial facility designed to provide capital for business expansion, working capital, or asset purchase. For example, a Kolkata-based diagnostic center recently used a ₹50 Lakh unsecured facility to purchase new medical equipment, securing the funds in just 4 days at 11.5% interest.

What are the eligibility criteria and documents required for a Privacy Policy?

Eligibility requires a minimum CIBIL of 650, 2+ years of business vintage, and a minimum turnover of ₹40 Lakhs. Documents include 12 months bank statements, 2 years ITR, KYC, and business registration.

What are the interest rates and tenure for a Privacy Policy?

Interest rates for a Privacy Policy range from 10.5% to 18% annually depending on your CIBIL profile and whether collateral is provided. Tenure ranges from 12 to 180 months.

How does the application process work for a Privacy Policy?

The process is fully assisted. Your dedicated CreditCares advisor evaluates your profile, prepares a bank-ready file, and routes it to the specific lender most likely to approve it. Disbursal typically happens in 3 to 7 days.

Are there upfront fees for a Privacy Policy through CreditCares?

No. CreditCares operates on a success-fee model or is remunerated directly by the partner banks. You pay absolutely zero upfront advisory fees to have your profile evaluated and processed.

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Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026

Privacy Policy

Last updated: July 2026

Information we collect

When you submit an enquiry or eligibility form, we collect the details you provide — name, mobile number, city, loan requirement and, where you share them, business and financial details needed to assess loan eligibility. We also receive standard technical data (browser, device, pages visited) when you use this website.

How we use your information

Your information is used solely to assess loan eligibility, contact you about your enquiry, prepare and process loan documentation with your consent, and coordinate with banks and NBFCs on your behalf. We may contact you by phone, WhatsApp, SMS or email regarding your enquiry.

Sharing with lenders

To process a loan application, we share relevant details with the banks, NBFCs and financial institutions you are being considered by. We do not sell your personal information to third parties. Lenders process your data under their own privacy policies and RBI regulations.

Data security

We take reasonable technical and organisational measures to protect the information you share with us — access controls, secure storage and restricted staff access. Financial documents are shared with lenders through secure channels only.

Your rights

You may request access to, correction of, or deletion of your personal information at any time by writing to creditcaresindia@gmail.com. You may also opt out of communications by informing our team on any call or message.

Contact

For any privacy-related questions or requests, contact CreditCares at Godrej Waterside, 12th Floor, Tower 2, DP-5, Sector V, Bidhannagar, Kolkata 700091, or email creditcaresindia@gmail.com.

Frequently Asked Questions

Everything you need to know about securing a Privacy Policy with CreditCares.

A Privacy Policy is a specialized financial facility designed to provide immediate capital for business expansion, working capital, or asset purchase.

Real Case Study: A Kolkata-based clinic recently used a ₹50 Lakh Privacy Policy through CreditCares to upgrade their equipment, securing the funds in just 4 days at 11.5% interest.

Check your Privacy Policy eligibility now →

To qualify for a Privacy Policy, lenders look for absolute stability. You need:

CIBIL Score: 650 or higher (Strict requirement for unsecured).
Vintage: Minimum 2–3 years in the current business.
Turnover: Minimum ₹40 Lakhs annual turnover.

Documents needed: 12 months bank statements, 2 years ITR with computation, GST returns, KYC, and Business Registration.

Upload your documents securely here →

Interest rates are strictly tied to your CIBIL score and financial health. We negotiate directly with 80+ lenders to secure the lowest bracket.

Facility Type	Interest Rate (p.a.)	Tenure
Unsecured Privacy Policy	14.5% – 18.0%	12 – 48 Months
Secured (with Property)	9.5% – 12.0%	Up to 15 Years

Get a personalized rate quote →

We do the heavy lifting so you can focus on your business.

Evaluation: A named advisory desk expert analyzes your bank statements.
File Preparation: We structure your application to highlight your strengths.
Sanction: We submit to the right lender. Approval takes 24–48 hours.
Disbursal: Funds are credited to your account within 3–7 days.

Start your application today →

Zero upfront fees. We are compensated directly by our 80+ partner banks and NBFCs upon successful disbursal, or we charge a transparent success fee only after the loan is sanctioned.

We are legally bound to act in your best interest to secure the maximum amount at the lowest possible rate.

Talk to an advisor for free →

Let's find your loan

Tell us what you need. We'll do the running around.

Share a few details and a CreditCares expert will call you back to map your eligibility and shortlist the right lenders — at no cost.

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