Get Loan Against Property
For Your Business!
Funding commercial, residential, industrial properties & plots, up to 90% of their market value.
- Loan up to ₹15 Crore
- Tenure of up to 25 years
- Balance transfer Available
- Fast And Easy Process
- Minimum Documentation
Zero Fees & Charges
Lowest Interest Rates
Fully Online Process
50+ Banks & NBFC
Apply Now & Get Fast Approval!
Apply for a Business Loan Against Property Today!
Creditcares offers Bussiness Loan Against Property (B-LAP) @ 9.00% p.a. onwards for tenures of up to 25 years. From Partnered by 50+ banks and NBFC. This loan Can be availed for meeting business requirements.
- 25 Banks
- 20 NBFC

Don't Know What is Loan against property? check Above video or Read our Blog about What is Loan against Property.
Loan Against Property Details
Loan Against Property (LAP) Interest Rates
Our Loan Against Property interest rates range from 9.0% to 14.50% p.a. interest rates may vary on basis of the tenure and credit score of its applicants, lenders may also consider these factors while evaluating their Loan Against Property interest rates.
Eligibility Criteria for Loan Against Property
In addition to the above-mentioned eligibility criteria, Banks may also consider the credit score, Business profile, etc. of its applicants while evaluating their Loan Against Property eligibility.
Documents Required for SBI Loan Against Property
Here is the list of loan against property documents required by State Bank of India for availing LAP:
- Passport (optional)
- Driver’s license
- Aadhar card*
- Voter ID card
- PAN card*
- Utility bills (electricity, water, gas)*
- Deed
- Mother Deed
- Khazna
- Porcha
- Sanction Plan
- Tax Bill
- GST registration certificate.
- Partnership deed (for partnerships business)
- Memorandum and Articles of Association (for companies)
- Trade license
- Shop and Establishment certificate
- Udyam certification with annexure
- GST certificate
- Business bank statements
- Income tax returns of the business
- GSTR 3b
- Audited financial statements (Profit and Loss statement, Balance Sheet)
- Business income proof (such as sales invoices, contracts, or revenue statements)
- Passport-sized photographs
- References
- Any additional documents requested by the lender
- Having a co-applicant is mandatory.
- In certain cases, having a woman co-applicant is also mandatory.
- A co-applicant can be a spouse or any first blood relative, such as parents, siblings, or children who have attained the age of maturity (subject to the income-ownership grid).
- All co-owners of the property must be part of the loan structure.
- Friends cannot be co-applicants unless they are coming in the capacity of partners, directors, or shareholders.
What We Do?
At CreditCares, we are your trusted loan against property DSA, dedicated to simplifying property-based financing. Our experienced team acts as a reliable DSA for loan against property, guiding you through every step of the process—from assessing your property’s value to securing the best rates from top lenders. As a premier DSA loan against property, we ensure that our clients receive competitive offers and a seamless application experience.
We take pride in our role as a leading loan against property DSA by offering expert advice and personalized support. Whether you’re looking to fund business expansion or meet personal financial needs, our team excels as a dedicated DSA for loan against property. Trust CreditCares as your preferred DSA loan against property partner and experience a hassle-free process that transforms your property into a valuable financial asset.


















































Our Happy Clients
Soumen Mondal2025-08-20Trustindex verifies that the original source of the review is Google. Excellent customer service Srians Gupta2025-08-07Trustindex verifies that the original source of the review is Google. Good service Krishna Shaw2025-08-07Trustindex verifies that the original source of the review is Google. Creditcares helps me a lot in providing loans. Ashutosh Mishra2025-08-07Trustindex verifies that the original source of the review is Google. Excellent service Ompraksh Jaiswal2025-07-25Trustindex verifies that the original source of the review is Google. Loan against property done with few documents and best rate of interest in a week. Financial services was very good and advisable to all of them Mahesh Das2025-07-21Trustindex verifies that the original source of the review is Google. Best loan service centreGoogle rating score: 4.9 of 5, based on 512 reviews
Frequently Asked Questions
A business loan against property is a secured loan that allows business owners to pledge their property as collateral. It offers competitive interest rates and higher loan amounts compared to unsecured loans, making it an ideal choice for funding business growth.
In a mortgage loan against property, you provide your property as collateral to obtain a loan. This not only secures the lender but also enables you to receive funds at lower interest rates. It is a preferred option if you are considering a business loan against property or require finance against property for expansion.
A secured loan against property requires collateral and typically offers lower interest rates. An od loan against property (overdraft facility) allows you to withdraw funds as needed, up to a predetermined limit. Both options are available based on your needs and financial situation.
Yes, some banks offer options even if you have limited income proof. However, a clear property title and a decent credit history are essential. For instance, many choose a loan against property for business when traditional income proofs are challenging.
Absolutely. We offer tailored services like a property mortgage loan in kolkata and loan against property private finance in kolkata to cater to local businesses and property owners who need specialized support.
Generally, you’ll need KYC documents, property papers, financial statements, and income proof. The exact list may vary depending on whether you’re applying for a business loan against property or another variant like a mortgage loan against property.
Generally, you’ll need KYC documents, property papers, financial statements, and income proof. The exact list may vary depending on whether you’re applying for a business loan against property or another variant like a mortgage loan against property.
Our streamlined process ensures that once you submit all necessary documentation, your loan can be approved in as little as 7–10 working days. Fast disbursement is one of our key promises for every secured loan against property.
Yes, prepayment options are available. However, terms vary based on whether it’s a standard bank loan against property or another product. We advise reviewing your loan agreement for details.