If we find any errors, we will assist you in disputing these inaccuracie.
CIBIL Score Repair
Services - Product Details
CIBIL Score Repair and Correction Agency in Kolkata!
CreditCares is a trusted cibil score repair agency specializing in correcting errors in your credit report. Our expert cibil consultants help improve your credit profile by identifying and resolving genuine discrepancies.
🔹 Get expert help from the best cibil repair agency
🔹 Correct errors & improve your cibil score
🔹 Fast & reliable cibil correction services
- 25 Banks
- 20 NBFC
What is CIBIL Score ?
CIBIL (Credit Information Bureau India Limited) is India’s leading credit bureau that tracks your loan and credit card history. Your CIBIL score ranges from 300 to 900, where a higher score improves your chances of loan approval.
✔ Why It Matters? Banks and NBFCs check your CIBIL score before approving loans.
✔ Key Factors: Payment history, credit utilization, loan accounts, and credit inquiries.
✔ Need to Fix Errors? Our cibil repair consultant can help!

Product Details:
Pricing:
Starts from ₹3000/- + 18% Gst
Processing Time
7 to 15 days
Correction time
30 days (as per bank respond)
Who Can Apply?
Individuals with report errors or delayed payments

Who Can Apply for CIBIL Repair?
You are eligible for CIBIL repair services if:
🔹 Your CIBIL report contains errors caused by banks or credit bureaus
🔹 Your loan or credit card status is incorrect in the report
🔹 You have made payments on time, but the report shows delays
🔹 Your score dropped due to an unjustified reason
💡 Not Eligible? If you have intentionally defaulted on loans or unpaid settlements, your CIBIL score cannot be artificially improved.
What is CIBIL Repair?
CIBIL repair refers to correcting genuine errors in your credit report that negatively impact your CIBIL score. A CIBIL score correction agency like CreditCares helps in fixing inaccuracies such as:
✔ Incorrect loan status (e.g., closed loans still showing as active)
✔ Wrong personal details (name, PAN, address mismatches)
✔ Delayed or missed payment updates that were actually paid on time
✔ Duplicate loan entries affecting your credit profile
✔ Settled loans still reflecting as unpaid
✔ Fraudulent accounts or transactions not initiated by you
🚨 Note: CIBIL repair does NOT mean removing legitimate defaults! If payments were missed intentionally or loans were unpaid, they CANNOT be erased from your credit history.
Our Repair Process
We provide tips on building positive credit history and regularly monitor your credit report to track improvements and ensure continuous progress.
Credit Report Analysis
We start by thoroughly reviewing your current credit report to identify negative entries and inaccuracies that may be impacting your score.
Dispute Inaccuracies
Debt Management Plan
We help you create a strategic debt repayment plan aimed at lowering your outstanding debt
Disbursement of Funds
We provide tips on building positive credit history and regularly monitor your credit report
Eligibility:
Criteria to Apply:
Report contains incorrect loan details Payments marked delayed by mistake Personal info errors in CIBIL report
Not Eligible If:
Loan defaults & unpaid settlements Intentional non-payment
Our Happy Clients
Surya Kundu2025-03-06Trustindex verifies that the original source of the review is Google. Good Service 👍👍👍 Ravindra Sharma2025-02-11Trustindex verifies that the original source of the review is Google. Very nice civil Doctor for civil consultancy services for civil increasement. Shubhankar Pathak2025-01-15Trustindex verifies that the original source of the review is Google. Good company,Good staff and they know how to deal with their customers.It was a smooth experience with them regarding my business loan. Indronil Mandal2025-01-14Trustindex verifies that the original source of the review is Google. Excellent work by the company Debjit Chakraborty2024-11-19Trustindex verifies that the original source of the review is Google. YASH IS VERY GOOD GUY...ALSO THE COMPANY IS VERY GOOD PLATFROM FOR LOAN AVAILIBILITY WITH LOW INTEREST... CELLULAR POINT2024-10-21Trustindex verifies that the original source of the review is Google. Good service and good experience Animesh Adhikary2024-10-15Trustindex verifies that the original source of the review is Google. Mortgage loan interest was very low compared to other.Best loan service in Kolkata ARABINDA PRAMANIK2024-10-07Trustindex verifies that the original source of the review is Google. “Words are not enough to express my appreciation of the assistance I got from CREDITCARES. From the very first consultation, the team wanted to comprehend my financial circumstances, as well as my goals. They walked me through the entire loan process and addressed all my concerns with answers that would make sense and a lot of patience. The individualized attention directed towards me was very reassuring and helped build trust, and I most importantly cherished their openness. I was able to wear the new dress I wanted without any stress because of their professionalism. Without a doubt, CREDITCARES is one loan agency that I will trust and recommend to my family and friends.” Badal Purkait2024-10-05Trustindex verifies that the original source of the review is Google. CreditCares stands out in property loans with excellent customer care and competitive interest rates. Transparent terms make the application easy and hassle free. The staff were magnificent in providing customized financial solutions, which I've personally had their benefit from, and I will highly recommend them to anyone who is in need of short-term funds or long-term financial help. CreditCares stands out for delivering commitment to excellence in terms of offering property loans. In all honesty, you can entrust property loans with complete trust-the process is a seamless stress-free experience.Google rating score: 4.9 of 5, based on 499 reviews
What We Do
At CreditCares, we specialize in CIBIL score repair, focusing on fixing errors and improving your credit report for smoother loan approvals. Our team of CIBIL score consultants works to correct inaccuracies that may be negatively impacting your credit score. Here’s a breakdown of the services we provide:
✔ CIBIL Repair Services: We correct discrepancies like incorrect loan statuses, wrong personal details, duplicate accounts, and fraudulent activity in your CIBIL report.
✔ CIBIL Score Improvement: Our CIBIL score improvement agency helps clients increase their scores by fixing report errors and advising on effective strategies to enhance their creditworthiness.
✔ Dispute Resolution: We act as your representative, raising disputes with banks and credit bureaus to address any incorrect information affecting your score. Our team ensures these issues are resolved swiftly.
✔ Expert Guidance: With years of experience, we guide you on the best practices for improving your CIBIL score and maintaining good credit health.
✔ Affordable CIBIL Repair Services: We offer transparent pricing and a clear understanding of the costs involved. Our CIBIL consultants provide the best value to help improve your score.
✔ Local CIBIL Experts: As a trusted CIBIL repair agency in Kolkata, we provide personalized, local services to address your specific credit report needs. Whether you’re near or far, our CIBIL consultants near me will assist you in your journey to a better score.
We are committed to helping you with CIBIL score repair and ensuring that your credit report is error-free, leading to better opportunities for loans and credit facilities.
Choos Your Plan
At CreditCares, we offer transparent and affordable pricing to help you improve your CIBIL score. Choose the plan that best suits your needs:
Basic
Great For Individual CustomersPremium
Great For Critical Customers IssuesStandard
Great For Small Business OwnersFAQ
Solve your doubts with these Frequently Asked Questions that our clients asked.