Earn on every loan you bring through the door.
If you know businesses that need finance — as a CA, insurance agent, property broker, existing DSA, or simply someone with a strong local network — you can earn structured payouts by referring them to CreditCares, without doing any of the documentation or lender coordination yourself.
Who this is for
Chartered accountants and tax consultants whose clients need business finance.
Insurance agents, property brokers and financial advisors with an existing client base.
Existing DSAs looking to expand their product range across 80+ lenders instead of a handful of tied relationships.
Anyone with a strong local business network in West Bengal or elsewhere in India who can identify genuine borrowing needs.
How the payout works
You refer a business that needs a loan — a name, a number, and a rough sense of what they need is enough to start.
CreditCares handles the entire process from there: eligibility mapping, documentation, lender placement, negotiation and disbursal coordination.
On successful disbursal, you receive a structured payout, calculated as a percentage of the sanctioned amount, disclosed upfront before you refer anyone.
There is no cap on the number of referrals, and no exclusivity requirement — you can continue any existing DSA or advisory relationships alongside this one.
What we handle versus what you handle
You: identify the need, make the introduction, and stay available for basic coordination if the client has questions about the process.
We: run eligibility assessment, prepare the bank-ready file, negotiate across the 80+ lender panel, and manage the file through to sanction and disbursal.
You are never expected to have deep product knowledge across every loan type — our advisory desk fields the technical conversations.
What you will need
Incomplete files cause most multi-week delays. We assemble the full set upfront, in the order credit teams read it.
To get started
- Your name, phone number and a brief description of your network or client base
- No formal registration, certification or fee is required to begin referring
- A simple payout agreement is shared once your first referral is in progress
Getting started as a connector
Reach out
Message us on WhatsApp or call the number below with a brief note about your network.
First referral
Send your first lead — a name and a rough sense of their loan requirement is enough.
We run the file
Eligibility, documentation and lender placement handled entirely by our advisory desk.
Payout on disbursal
Your structured payout is processed once the loan is successfully disbursed.
Frequently Asked Questions
The questions our advisory desk is asked most often about Become a Partner / DSA.
No formal certification or registration is required. If you have a network of businesses that might need finance, you can start referring immediately.
Existing DSAs, CAs, insurance agents and property brokers often find this the easiest route to diversify beyond a small number of tied lender relationships.
Payout is structured as a percentage of the sanctioned loan amount, disclosed to you upfront before you make a referral, and processed once the loan is successfully disbursed.
There is no cap on referral volume and no exclusivity requirement tying you only to CreditCares.
Any business finance need — secured loans, government scheme applications, commercial property finance, or healthcare and pharma lending. Our advisory desk identifies the right product once the referral comes in.
You do not need deep knowledge of every loan type; describing the client's rough need is enough for us to take it from there.
We would rather you disclose that upfront so we can be clear about how the referral is positioned. Generally, whichever party is actually driving the successful placement and disbursal is what determines the payout arrangement.
No fixed minimum, though our core focus is business finance from roughly ₹25 Lakh upward. Smaller government-scheme-linked requirements are also welcome, particularly where the borrower profile fits a scheme like Mudra or PMEGP.
Tell us what you need. We'll do the running around.
Share a few details and a CreditCares expert will call you back to map your eligibility and shortlist the right lenders — at no cost.