Business loans from ₹1 Crore to ₹100 Crore for MSMEs, manufacturers, developers and promoters — across 80+ banks & NBFCs, plus every major Government & PSU scheme.
Government schemes and secured bank loans are two different worlds — different eligibility, paperwork and lenders. We run both, so you never apply at the wrong door.
Subsidised & collateral-free credit — via PSU banks
CreditCares is a private consultancy, not affiliated with the Government of India. We assist with documentation and bank coordination only.
Compare all schemesLarge-ticket facilities from private banks & NBFCs, against collateral
CreditCares is a loan consultancy / DSA — not a bank or NBFC. Final sanction always rests with the lending institution.
View all productsOne team handles eligibility, paperwork and the entire lender relationship — you make one set of calls, not eighty.
We map your profile, turnover and security to the lenders most likely to say yes.
A bank-ready file — financials and projections prepared the way credit teams want them.
We negotiate across the 80+ panel, push the file and keep approvals moving.
Terms finalised, sanction issued, funds disbursed — tracked to the finish.
Since 2012, CreditCares has run structured corporate finance from Kolkata for MSMEs, manufacturers, developers, contractors and promoter groups — over ₹2,000 Crore disbursed across India.
We specialise in mid-to-large business credit — not retail personal loans. If your business needs working or growth capital, you're in the right place.
Working & growth capital
Machinery & expansion
Project & construction
BG, LC & trade finance
Structured & bridge funding
Run the numbers yourself, then talk to an expert who'll find you the sharpest rate across the panel.
Indicative only — final rate depends on the lender & your profile.
Still unsure? Talk to a loan expert — no obligation, completely confidential.
Share a few details and a CreditCares expert will call you back to map your eligibility and shortlist the right lenders — at no cost.
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Chat on WhatsAppCreditCares holds a 4.9 rating on Google from real business owners across Kolkata and West Bengal.
"Highly recommended for business loans. Extremely professional team — managed our CC limit expansion without hassles. Very transparent documentation."
"Secured a Loan Against Property through CreditCares. They spotted a family partition title issue beforehand and helped resolve it — saved our file from rejection!"
"Excellent support for Mudra Loan and PMEGP schemes. They know exactly how credit officers evaluate files. Fast processing, great guidance."
"Very professional loan DSA in Kolkata. Access to 50+ banks and NBFCs got us the lowest rate on our machinery loan. Outstanding service since 2012!"
